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A Payment A Day - Part Six!
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Wooooohooo! I have incredibly good news! But first my PADs:
24/12: £593.11 to my o/d - clearing it! (albeit temporarily)
25/12: £1 to flagon
26/12: £1 to flagon
27/12: £1 to flagon
28/12: 70p to flagon
29/12: £2986.28 to my loan - clearing it!
Total PAD: £3583.09
This means that as of 10am this morning I am DEBT-FREE!!!
However, to become debt-free a month early I have set myself quite strict limits on spending ths month, and I may, therefore, have to use a little of my overdraft to see me through until next payday..but that will be paid off next month. However, right here, right now (and with spends in the bank) I am clear. Man, it's such a great feeling.
If it's OK with everyone, though, I would like to stick around and start PADing into savings from next month...I love it here
I hope everyone is having fantabulous holidays!
Weeeeeeeeeee *meep*
TPx
Mortgage-Free WannabeMortgage at start [20/6/12]: £151,800/MFD Jun 2035 (age 65)Mortgage now [5/11/14]: £139,212.14/MFD Oct 2029 (age 59)Personal Library 2014:starmod: Read in 2014: 57/60 :starmod: In Progress: 2 :starmod: Books In: 94 :starmod: Books Out: 12 :starmod: TBR: 847 :starmod:0 -
Wow TP - Congrats :T:T:T:T:T
That's a fabulous start to the new decade, so well done you
I have a big PAD for me, but miniscule compared to you £390 please Gilli.
Today's total should be PAD-TASTIC!
Well done all of us :T0 -
Wow TP - Congrats :T:T:T:T:T
That's a fabulous start to the new decade, so well done you
I have a big PAD for me, but miniscule compared to you £390 please Gilli.
Today's total should be PAD-TASTIC!
Well done all of us :T
Thanks Mac...I still can't quite believe it! I always wanted to be debt-free before I turned 40 (9 months to go! And I didn't think it was possible before finding ths place and all you lovely people)...now just gotta tackle my smoking :rolleyes:
Can't wait to see the end of year total - everyone's been going great. :TMortgage-Free WannabeMortgage at start [20/6/12]: £151,800/MFD Jun 2035 (age 65)Mortgage now [5/11/14]: £139,212.14/MFD Oct 2029 (age 59)Personal Library 2014:starmod: Read in 2014: 57/60 :starmod: In Progress: 2 :starmod: Books In: 94 :starmod: Books Out: 12 :starmod: TBR: 847 :starmod:0 -
8 months to go for my own 40th
- so a joint PAD party maybe?!
Well done, I hope I'm well on the way to being DF by then too.
Good luck not smoking. I know it's not easy. My DH gave up 6 weeks before we had our first baby 6 years ago and said he still thinks about fags every day
Have a good day x0 -
wow congrats TP!! i cant wait to feel that feeling ! lol!! xxCurrent Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).0
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8 months to go for my own 40th
- so a joint PAD party maybe?!
Well done, I hope I'm well on the way to being DF by then too.
Good luck not smoking. I know it's not easy. My DH gave up 6 weeks before we had our first baby 6 years ago and said he still thinks about fags every day
Have a good day x
Ooooh I never say no to a partyAnd I shall still be following everyone's progress on here. You'll get your DFD soon too, I'm sure
You too x
wow congrats TP!! i cant wait to feel that feeling ! lol!! xx
I am rooting for everyone else too! Thanks
OK - now off to have a bath. It's cats and dogs here and it's the best way to warm my bl**dy feet up :rolleyes:
Mortgage-Free WannabeMortgage at start [20/6/12]: £151,800/MFD Jun 2035 (age 65)Mortgage now [5/11/14]: £139,212.14/MFD Oct 2029 (age 59)Personal Library 2014:starmod: Read in 2014: 57/60 :starmod: In Progress: 2 :starmod: Books In: 94 :starmod: Books Out: 12 :starmod: TBR: 847 :starmod:0 -
My Pad today is just £5 bb win flying off to virgin!
So £5 for me plz!
Hugs for everyone whos not wellxx
Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).0 -
Thrifty_Pixie wrote: »Wooooohooo! I have incredibly good news! But first my PADs:
24/12: £593.11 to my o/d - clearing it! (albeit temporarily)
25/12: £1 to flagon
26/12: £1 to flagon
27/12: £1 to flagon
28/12: 70p to flagon
29/12: £2986.28 to my loan - clearing it!
Total PAD: £3583.09
This means that as of 10am this morning I am DEBT-FREE!!!
However, to become debt-free a month early I have set myself quite strict limits on spending ths month, and I may, therefore, have to use a little of my overdraft to see me through until next payday..but that will be paid off next month. However, right here, right now (and with spends in the bank) I am clear. Man, it's such a great feeling.
If it's OK with everyone, though, I would like to stick around and start PADing into savings from next month...I love it here
I hope everyone is having fantabulous holidays!
Weeeeeeeeeee *meep*
TPx
Great stuff. Woooo hooooo
:T:T:T:T:T:T:T:T:T:T:T0 -
Thrifty_Pixie wrote: »Wooooohooo! I have incredibly good news! But first my PADs:
24/12: £593.11 to my o/d - clearing it! (albeit temporarily)
25/12: £1 to flagon
26/12: £1 to flagon
27/12: £1 to flagon
28/12: 70p to flagon
29/12: £2986.28 to my loan - clearing it!
Total PAD: £3583.09
This means that as of 10am this morning I am DEBT-FREE!!!
However, to become debt-free a month early I have set myself quite strict limits on spending ths month, and I may, therefore, have to use a little of my overdraft to see me through until next payday..but that will be paid off next month. However, right here, right now (and with spends in the bank) I am clear. Man, it's such a great feeling.
If it's OK with everyone, though, I would like to stick around and start PADing into savings from next month...I love it here
I hope everyone is having fantabulous holidays!
Weeeeeeeeeee *meep*
TPx
Fantastic, well done :T0 -
Well i braved the sales today and guess who went flying on the ice!!!! Yup me! I could of cried, would normally of laughed about it but as i'm 5 and a bit months pregnant i sh*t myself. Thankfully baby is ok, he's busy doing star jumps on my bladder! but my back and wrist are really sore. Please be careful out everyone its leathal!
Well done TP hopefully that will be us this time next year:T
Can i also add another £2 to baby savings and 70p my pad tin
Thanks£387.39/£196.46
Pay my debt by End of Feb 2022
49.28% paid!
£199.55/£500 savings by End of April 2022
39.91% saved!
Make £2022 in 2022 - £200
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