A Payment A Day - Part Six!

Paulgonnabedebtfree

gilligansyle wrote: »

Errm what makes you think I haven't?? I'm just hoping nobody notices :rotfl::rotfl:

Just blame it onto a spreadsheet. (Don't mention who set it up).

Flower08

Paulgonnabedebtfree wrote: »

You buy furniture???
You should be booted off the forum. How dare you?
I thought that furniture came from freecycle LOL.
I don't think I will ever buy furniture again after seeing what people put on there. I've given bits too though.

If you saw some of the junk people around here put on freecycle you would buy aswell :rotfl:
Probably sound very snobby and not MSE at all but i hate mis-matched furniture.

Flower08

£3.68 to Moving House Fund for me today please.

Paulgonnabedebtfree

Flower08 wrote: »

If you saw some of the junk people around here put on freecycle you would buy aswell :rotfl:
Probably sound very snobby and not MSE at all but i hate mis-matched furniture.

I've seen a mix of quality around my way. It's probably easier for me as I'm not really bothered about such things. If I wanted everything in black, I would be quite happy to get the best stuff I could from freecycle and if some of it wasn't black, just paint it. It's more likely that I would just bide my time though and wait for the right stuff to come along. Also, I suppose a lot depends on affordability. It sounds like you have got a lot further than me along the debt free trail. At the moment, apart from occasional small treats and a half reasonable holiday each year, I really am on essential spending only.
Maybe it's not such a bad thing that it hurts a bit sometimes. My lesson will be absorbed more readily that way.
Hope you find some really nice furniturte that you like. There usually seem to be some decent interest free deals in the sales - though I've no idea if the compensate for that by tacking it onto the price.
Are you going to do some in-store haggling? Go on. I dare you

Flower08

Paulgonnabedebtfree wrote: »

Are you going to do some in-store haggling? Go on. I dare you

Might leave that to OH

igaveupnowimback

Hi, like the sound of this challenge, need tips on how to work it ! May I join you ?
Cheers

mooomin

igiveup wrote: »

Hi, like the sound of this challenge, need tips on how to work it ! May I join you ?
Cheers

All welcome!

The idea is that you make a payment a day to your debts. Any payment, any debt. Some of the debt-free folk keep on with PAD to their savings.

You could do it manually, over the phone or using online banking. Some of us also pay into money boxes as well (I don't do this often though as Mr Fresian raids it for bus fares!)

Just make sure you put your daily payment on the thread in bold, colour, large font or all of the above!

igaveupnowimback

I'm in ! Might need to see what I can put away daily then pay a bit every week, just wonder if people actually make eg £1 or 50p payments online? Do the banks get fed up with small transactions ?

mooomin

igiveup wrote: »

I'm in ! Might need to see what I can put away daily then pay a bit every week, just wonder if people actually make eg £1 or 50p payments online? Do the banks get fed up with small transactions ?

The smallest payment I can make online is £1 and I do that regularly. At the end of the day, it doesn't matter what the bank thinks!

If you think about it, if you pay £1 per day to your debts you are making payments of £365 per year which otherwise would have been spent on rubbish. Not to mention the interest you save! It can be quite amusing when you get a credit card statement and see all the £1 transfers though :rotfl:

Use whatever method works for you. Either pay the money weekly or daily, whatever suits! Just make sure you pop on to the thread and let us know how much you've paid - we have monthly volunteers who total up our collective payments for the month as you'll see from the front page. We've paid off LOADS as a group this year :T

igaveupnowimback

Thanks! Sorry, seems lazy not finding out for myself, been ploughing through loads of fascinating challenge pages for ages ! Off to make a start ...