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A Payment A Day - Part Six!

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  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    mrscmr wrote: »
    i'd like to join this please!

    have rather a large debt... but will take one at a time... really pushing myself in 2010... hope its lucky for us!
    xx

    Welcome to the thread! :D

    Well i've messed up my budget already but am not going to beat myself up over it. My new financial year will start on payday in January. Thankfully i will be paid early again. I'm buoyed up by the fact that i have various bits of money due in the coming weeks and that some little debts are now within reach of being cleared. i will do this in Jan.

    i am determined to regain focus and be far more aggressive in my approach to debt. Being on maternity leave i'll be on a lower pay for a while, so the more debt i clear the easier it will be.
    One step at a time ;)
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    thanks, hopeful! agressively dealing with debt sounds good to me!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    Forgot PaD:

    £50 B'clay loan

    I've also cleared some water arrears today but i haven't counted them in my PaDs or put them in sig. I'm just chuffed they're cleared ;)
    One step at a time ;)
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    mrscmr wrote: »
    thanks, hopeful! agressively dealing with debt sounds good to me!

    We can hold hands and be acceptably aggressive together lol :p;)
    One step at a time ;)
  • Flower08 wrote: »
    Evening everyone!

    Hope everyone has had a lovely Christmas and got lots of nice presents.

    I was spoilt rotton by OH, lots of new clothes, some shoes, new handbag, lots of nice toiletries, chocolates etc..
    The best surprise was though that OH has been putting some money away without me knowing - enough to pay off the rest of the debt!! :j

    So PAD is £931 to HSBC CC.

    I hope your not going to chuck me off the thread now? We need to save money for moving out of OHs parents. We will be renting again, but i estimate that with all the new furniture etc we will need, we need to save about £4000.

    You buy furniture???
    You should be booted off the forum. How dare you? :D
    I thought that furniture came from freecycle LOL.
    I don't think I will ever buy furniture again after seeing what people put on there. I've given bits too though.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning all!

    £1.30 to my savings today and £1.61 into my sealed tin making a PAD of £2.91.

    Back to work tomorrow after three weeks off. *sigh* Mr F is taking me out to the movies today to cheer me up :D
  • :o Just £1 for me today, please. :o
    Starting debt: 3399.39 / Debt now: 2975.39
    VSP Challenge 2012: £39.58/£100 Crazy Clothes Challenge 2012: £3.00/£150
    £2 savers club #20: £30
    2012 earnings: £67.50
    Long Haul DFW Supporter #204
  • Morning all

    Some amazing PaDs yesterday bringing the total to an amazing amount for the time of year!
    Yesterdays total was an amazing
    £2761.83
    :j:j:beer::T:T


    Hope we can keep this up in the New Year

    Gilli
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • euronorris
    euronorris Posts: 12,247 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    Euro is sick :(

    Been up since 2.30am with a stomach bug. Now at work. About as useful as a er.....non useful thing! lol

    Hope everyone is doing OK.

    x
    February wins: Theatre tickets
  • nickynoo08
    nickynoo08 Posts: 1,860 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Sorry to hear your poorly euro hope you feel better soon.

    My pad for today is £6 to baby savings and £2.35 to pad tin

    Total - £8.35 please
    £387.39/£196.46
    Pay my debt by End of Feb 2022
    49.28% paid!

    £199.55/£500 savings by End of April 2022
    39.91% saved!

    Make £2022 in 2022 - £20
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