📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

A Payment A Day - Part Six!

Options
1245246248250251279

Comments

  • Teacher asks the class to name things that end with 'tor'
    that eat things.

    The first little boy says, "Alligator."
    "Very good, that's a big word."

    The second boy says, "Predator."
    "Yes, that's another big word. Well done."

    The third boy says, "Vibrator, Miss."

    After nearly falling off her chair, she says, "That is
    a big word, but it doesn't eat anything."

    "Well my sister has one and she says it eats batteries
    like there's no tomorrow!!!
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • Hi all

    Haven't padded since xmas eve as couldn't be ar*ed :o

    Hope everyone's had a lovely xmas? I think I've put on about a stone :rotfl:I've eaten that much!


    Well done Flower on becoming debt free :T:T and especially well done to your OH :T:T


    Bought DS4 a new mobile and the bl00dy thing isnt' working!!!:mad: so have to take that back.

    Got loads of lovely things including 3 pairs of slippers lol


    Pad today is £5 tin, £10 ISA, £20 cap1cc and £10 egg

    £45
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • jo41 wrote: »
    Do we have a January counter arranged?/QUOTE]


    Yes me :D:rolleyes: I volunteered to do it
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • macgirl wrote: »
    Is The Palaces not BB? :confused:
    That's the name which registers on my bank statements - I'll check it out though thanks Gilli.
    Its a different part of the same company
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • flower you must have been very pleased with your OH for that. Far better than spending the money on 'stuff' and having a DFD of Christmas Day!


    You can now PaD to your savings instead!

    Have done absolutely **** all today, have asked DS what he wants to eat and he wants turkey and chips .....AGAIN! Just as well we're out for a meal tomorrow, but no idea how I can keep the cost down on that. Its nephew's 18th so have to go and suspect that the bill will just get split. Any ideas how to deal???

    Mumofthreemonkies will see what happens with thepalaces, thanks for the update.
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • Congrats Flowers and a big thumbs up to you other half, that how I hope to be next christmas, blimey its gonna be tough. I've just been out and I want to get a new watch and clothes and my nails done but I dont want to waste the money..... On to 2010

    Duckie
    To be figured out!
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    Flower08 wrote: »
    Evening everyone!

    Hope everyone has had a lovely Christmas and got lots of nice presents.

    I was spoilt rotton by OH, lots of new clothes, some shoes, new handbag, lots of nice toiletries, chocolates etc..
    The best surprise was though that OH has been putting some money away without me knowing - enough to pay off the rest of the debt!! :j

    So PAD is £931 to HSBC CC.

    I hope your not going to chuck me off the thread now? We need to save money for moving out of OHs parents. We will be renting again, but i estimate that with all the new furniture etc we will need, we need to save about £4000.

    :j :beer: :j Yay whoop whoop how fantastic - i'm so pleased (and jealous :o) What a great way to start the new year xxx
    One step at a time ;)
  • Congrats Flower, what a lovely OH you have... wish mine would make an attempt to saves - even a few pence would be a start!!

    PAD for me today is £10... counting down to pay day so I can monster PAD, even if its just for one day! :o

    Got £50 for Christmas from my Dad, as did OH. OH is out spending his tonight in the pub, I can't decide whether to spend it or PAD it:rotfl:

    Sx
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • mr flower is awesome!!
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    i'd like to join this please!

    have rather a large debt... but will take one at a time... really pushing myself in 2010... hope its lucky for us!
    xx
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.