nationwide charges

char1585

vee wrote:

Hi Char, I`ve just registered here and have just sent my first letter to Nationwide. Have you had any progress with them yet? My letter posted on 22nd June. I reckon I`m owed thousands over 6 years!£1500 in the last 16 months::eek: Looking forward to seeing some results too!

HI VEE, NO NOT HAD ANY LUCK AT ALL SO FAR. I'M A BIT POOR AT THE MOMENT BUT IDON'T WANT NATIONWIDE TO THINK I HAVE GIVEN UP SO I WROTE TO MY MP WHO WROTE TO NATIONWIDE FOR ME. THEY ARE STILL REFUSING TO BUDGE AND THE MP HAS PASSED IT ONTO THE OMBUDSMAN. I'D RATHER HAVE TAKEN IT STRAIGHT TO SMALL CLAIMS NOW BUT I SUPPOSE IT CAN'T DO ANY HARM AS THEY ARE DOING ALL THE WORK FOR ME. PLUS IT GIVES ME LONGER TO SAVE UP THE COURT COSTS!!
I DON'T KNOW IF THE OMBUDSMAN WILL BE ANY USE!

char1585

chatta wrote:

I used secure messaging via internet banking first letter sent 14th june, as yet no reply yet it says they aim to respond within 5 working days.... Sent 4 more since then and nothing.

I DID EXACTLY THAT ON 14/06/06 AND THEY WROTE BACK TO ME BUT I PRINTED OUT ALL EMAILS I SENT THEM JUST IN CASE MY ACCOUNT DISAPPEARS!

moxie_2

Keep going, don't give up, you will succeed. I did!

MarkyMarkD

char1585 wrote:

I DID EXACTLY THAT ON 14/06/06 AND THEY WROTE BACK TO ME BUT I PRINTED OUT ALL EMAILS I SENT THEM JUST IN CASE MY ACCOUNT DISAPPEARS!

Char

Please don't type everything in capital letters - it makes your posts very hard to read.

vee

Hi char (and Moxie), I think its good that your MP got involved - never really thought of that - just to clarify - I`m 31 days now from dpa request and counting. 9 days to go before I file on moneyclaim officially but still no last 6 years details though - so dont know what I`m meant to be claiming! if you know what I mean. Although my letter from Sam Orams said that duplicate statements would be sent out in due course, there was another bit that makes me wonder!!! it asks about the folllowing;
*the address of any branch other than the branch where you opened the account, which you have used on a regular basis
*dates of your contact and details of other areas of the society which you have had dealings e.g. customer service team, lending control, member service, On-line bank
*Any other information which will assist us in locating your personal information
What is that all about? Is this a delay tactic?Help from anyone in the forum would be greatly appreciated.
Wondering whats next. They are a slow bunch arent they.
Will look again through the forums and see if anything helps in the meantime.
Keep in touch and thanks Moxie for the vote of confidence.
Am I missing something here???Please Help

vee

Hi chatta, any luck yet? Its took me a while to work it all out though the spreadsheets great - just had never used a spreadsheet before!Anyway it all adds up to a whopping £2266.00 wiithout the 8% interest! Am in Northern Ireland so the small claims court will only go up to £2,000 so I`ll have to split it. Am going away for a week soon so will post off my Prelim approach for payment letter before I go! Here goes and fingers crossed! Ps I got over £2K form the missold endowments - cant wait to get another lump from Nationwide. It`ll make up for those times when they left me with no mortgage money!!! Let me know how you`re getting on.

kiwichick

Hiya,

A friend of mine has taken on 3 financial organisations and won charges, the amount claimed running into the thousands. I know she banks with Nationwide so it may well have been one she claimed from. She is on holiday at present but I will ask her as soon as she returns and let you know.

Al.

vee

Thanks Kiwichick - have went ahead and posted the schedule of charges minus interest and got a quick reply with a resounding NO.Am now going to wait till the 14 days is up which brings me to 26 August before my final letter, then I willl start the claim.Not looking forward to the stress of it but am looking forward to the refund!!! Will keep posting as I go on.

dchurch24

Don't see it as stressful. The stress is on them - they broke the law and you are making them pay for it.

You will get your money back - take pleasure in giving them some stick back. They didn't hesitate to give it to you when you needed it the least!

westernpromise

char1585 wrote:

"there is no specific breakdown of the fees, but the amounts compare with those of other financial organisations"

Surely when it gets to court they've shot themselves in the foot with that remark. Their charges are supposed to reflect their cost, so what other banks charge is irrelevant.