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The Ultimate Incentive proposed! Time for an ultimate challenge...

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  • zigmeister
    zigmeister Posts: 1,099 Forumite
    So sorry to hear about your friend's sister Wendz :( Hope you are ok
    Total Debt (Dec 2015) £11,500 : Currently £7,675
    House Deposit Savings : £8,600/£25,000
    Lose 21lb : 0/21
  • Lara44
    Lara44 Posts: 2,961 Forumite
    Aww so sorry to hear that wendz, it really puts things in perspective. Hope your friend is okay.

    Had a big chat with OH about the house stuff. I think it's all under control. We have to do his book keeping for the current tax year this weekend, so that his accountant can do a projected earnings sheet for him next week. Then we will be all ready for the financial interview on Friday.
    :A :heartpuls June 2014 / £2014 in 2014 / £735.97 / 36.5%
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yeah it does , makes you not want to waste your life! I think she is OK, I have told her I am here for her that is all I can do really.

    Glad the house stuff is under control Lara, all sounds very complicated!
  • Swinstie73
    Swinstie73 Posts: 2,897 Forumite
    Sorry to hear about your friend's sister Wendz, that's so sad, especially when so young too.

    Forgot to do weigh in on Wed, sad to say weighed in last night and have put on 1lb! Oh well, must try harder!
  • bails
    bails Posts: 3,196 Forumite
    Really sorry to hear about your friend's little sister Wendz, hugs x
    The 1,000 Day Challenge:
    Feb 16, 2016
    500/30,000
    1.67%
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    zigmeister wrote: »
    Dinah, you know you write reviews for NIM's DooYoo account, is it beneficial? Like, does it make a big difference?

    Cuz there's loads of times I have time to write a few reviews but I don't wanna put them all up cuz I want to spread them out. So I was thinking I could do what you do, but only if it's worth it. And is it allowed?!

    I tend to do more basic ones on NIMs account than on mine, but its beneficial in that I don't look like such a churner! That said I tend to write them in word anyway, save them, then just upload some on days I don't actually have time to write them. People just don't like it if you do more than about 3 a day, plus you tend to loose rates.
    wendz86 wrote: »
    Sorry to hijack the thread but I told you all a few weeks ago about my friends little sister who had cancer well sadly she passed away this morning in her sleep. Very sad news.

    Really sorry to hear that Wendz, really feel for your friend.
    Swinstie73 wrote: »
    Forgot to do weigh in on Wed, sad to say weighed in last night and have put on 1lb! Oh well, must try harder!

    Will add you to the wall of shame.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Very busy day for us today. Went to see the house again. Even more certain this time. NIM is going to speak to his dad on Tuesday about finances. If all goes well then we can go ahead and make an offer. Did notice a manhole right where we want to put the extension though, not great!

    Finally got my engagement ring back! Apparently its been sitting there weeks! I feel a complaint letter coming on. Its a lot shinier than I remember it though

    Went to look at wedding rings today. Saw a very nice square cut platinum band, completely plain but square rather than rounded. However, I do think I probably prefer the one on Amazon, and now I know that shape is what I want, I just have to go a bit crazy saving up to get it. NIM also found out palladium CAN be resized, just some major jewellers don't offer the service so say it can't, so hes going with that, which cuts his ring from £700 to £350 or so. He saw a ring he really liked too, its in white gold but they gave him the prices for how much it would cost to make it in titanium, and its not bad. If I go with the plain band its £410, the diamond one is £1000ish, think I'm going to get the diamond one, and if I don't like it, it can go back, if I do, great.

    Also went to look at cars. Still no clue what we want. Golf is off the list as overpriced, A3 is still on there, as is the passat, s40, bora and 3 series.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Poolie
    Poolie Posts: 1,882 Forumite
    Sounds like a very busy day. Well OH should nearly be in Melbourne.

    I would be looking at the passat or A3 if i were you Dinah. Likely to have been looked after compared to the others. The 3 series is likely to have been pushed a bit like Golfs.
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Smart man Poolie, they're the two that are top of the list.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    How exciting about the house if all goes well, I am sure you managed to persuade him through your very detailed e-mail.
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