The Ultimate Incentive proposed! Time for an ultimate challenge...

clearmydebts

Poolie wrote: »

Oh Dinah! Is that a naughty word!

It can be annoying when things don't get attributed correctly.

Better have a shower and shave before Mrs Poolie comes home otherwise she will moan and beat me!

Ooh sounds like you quite enjoy being dominated. Lol!!!

Dinah - that is really annoying. I have an enquiry with them from December 2008. I must chase them up as so far I only have £7 coming to me at the beginning of Jan.

Dinah93

Ooooh, sounds like fun.

clearmydebts

Dinah93 wrote: »

Ooooh, sounds like fun.

You have a right twinkle in your eye I bet Dinah!!!

Dinah93

Permenantly.

clearmydebts

Dinah93 wrote: »

Permenantly.

:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

Poolie

Is that the evil twinkle or good twinkle?

I suspect evil!

clearmydebts

Ok - deep breath, deep breath. Someone tell me I am not bonkers. After having an infuriating chat with Virgin whereby I am still paying interest on a 0% transfer that I paid £145 for in August (don't ask) I transferred my baby savings and have paid off my credit card.

I have also used some spare cash and nearly have the Oz credit card paid off now. Something inside me just snapped and I am sick of paying interest to them. I know I now don't have any baby savings but should have some in Dec when myself and OH get paid, plus OH is waiting to get some part time wages, tax back and we are also due £900 for our deposit at the end of Feb so I reckon we will have near enough £5k by March 1st.

Feel relieved now. Tell me I am not crazy!!!

Flower08

clearmydebts wrote: »

Feel relieved now. Tell me I am not crazy!!!

Your not crazy!! I think you did the right thing in using your savings.
The last thing you want to be doing is stressing about debt when the baby arrives, and i am sure you will build your savings up quickly!

clearmydebts

Flower08 wrote: »

Your not crazy!! I think you did the right thing in using your savings.
The last thing you want to be doing is stressing about debt when the baby arrives, and i am sure you will build your savings up quickly!

Thanks for the reassurance Flower. It means that I just have the loan to pay off and can transfer some of that to a 0% credit card deal in the New Year and work through it. If I do that, I will tell them to cut the amount of loan we are paying back (rather than the term) and hopefully with AQA I can get it paid off.

How are you feeling?

Flower08

clearmydebts wrote: »

How are you feeling?

I am feeling ok thank you. Have been quite busy so havent really had time to sit around and think.

Have had a text off my friends brother though, he was in her room and found all the Christmas presents that she had bought before the accident. He said there is one there for me and he is going to drop it off after the weekend, im not so sure i want it to be honest.