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Update from Lynzpower
Comments
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its "the biggest challenge yet" on top of front page - i think:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
Ah! Got it!Official Debt Free Wannabe Nerd Club member 095! Debt Now:
M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59
£18k Challenge £18,934.21 £11,209.73 to go!
Proud to be dealing with my debt.0 -
http://forums.moneysavingexpert.com/showthread.html?t=246187
Ok here it is
And to update to say Ive sold 2 more books on greenmetropolis ( are they advertising, its definately getting busier :T )
I have got until the 20th Of September to
a) have bought all the stuff for the flat
b) Completely redecorated the flat with my OH
c) be ready for having the valuers round:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
Well update from yours truly again to keep things ticking over
sold another book overnight with GM. This postal business is rinsing me out. dont know if its really worth the bother now, as it means I come out with about 1.20 a book. Well OK it is worth it, but its galling all the same.
Paid off 550 of my lloyds overdraft with my A&L overdraft, so Although im not in any less debt from this, at least Im saving the interest costs.
I had a letter yesterday from my banks solicitirs saying that they will be refunding me my charges! :T but they want me to adhere to confidentiality and to not sue them in the future. However, I need to get some advice on this so posted on CAG.
Heres hoping that gets resolved soon
Health wise Im ok, but getting hot & cold again. Im sure it will work itself out soon enough.
OHs SAR has gone off today, so hopefully that should motivate him somewhat
21.20 paid off b/card today and 45.00 off off egg, so updating my sig now :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
Wow - how much are you getting back in bank charges Lynz? Or is that covered by the confidentiality clause?
Well done on still continuing to chip away at your debts!
Woo hoo!"Debt makes plans for you" - A quote from my friend Catherine. How true!0 -
Just to say Hi & well done on bank charges & getting all motivated again! Can you send some energy/motivation my way please - mine distinctly lacking at the moment & am plodding!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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yep kinda covered by confidentiality ( i think, dunno they havent really said what they want from me yet, but put it this way, its going to clear my none 0% overdraft, my barclaycard and the remainder of my student loans. I think. PLus change.
Fishface, tell me about plodding. I know exactly what you mean!:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
Fantastic result with the bank charges Lynz, really pleased for you. Hope the decorating's not driving you too insane!"I wasn't wrong, I just wasn't right enough.":smileyhea97800072589250
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Great result for you lynz.
Im so pleased for youI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
So glad youre having some good luck for a change Lynz, though I suppose luck doesnt come into it as its your money they took. Well done though.The forest would be very silent if no birds sang except for the birds that sang the best0
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