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Update from Lynzpower

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  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Welcome back Lynz, we've missed you! Hope you've had a great holiday and are feeling refreshed/relaxed. Fantastic news about OH's job - hope it works out well for him. Good luck with working out your new SOA. Take care, Love Snaggles xxx
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • beanielou
    beanielou Posts: 96,035 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope you enjoyed your break Lynz.
    Hope your other half gets on ok with his new job.
    Good luck with your new SOA and your ideas!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Ok goals for the week

    Cant remember if I did this last week, but I was on holiday, so I guess I shouldnt have,. Whatever, Ive completely lost control, so I am now back in business ( again). Here we go

    1. Menu plan and start again DONE
    2. send deferal letter to student loans co DONE
    3. buy printer ( long overdue)
    4. Sit down, with OH & start again with the budget and if theres any further cutbacks. DONE
    5. Write up a serious plan as to how we are going to budget for this housemove DONE
    6. Apply for new CC to transfer the 800 sofa debt before it gets out of 0% DONE
    7. Cose FD account & transfer paltry savings to new cahoot account DONE
    8. attend various health appointments DONE
    9. send DLA form back with revisions DONE
    10.Ring a couple of vounteering opps Ive seen to see if I can do them from home
    11. pay electric bill.
    12. send green metropolis book DONE

    that should do it
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • Mirtos
    Mirtos Posts: 728 Forumite
    LYNZ!!! Wekcome home, we missed you :wave: sounds like you're cracking on - good for you. Keep us posted.xxx
    Official Debt Free Wannabe Nerd Club member 095! Debt Now:
    M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
    Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
    Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59

    £18k Challenge £18,934.21 £11,209.73 to go!
    Proud to be dealing with my debt.
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    thanks flower- thought everyone had forgotten me ;)

    How are things with you? We never heard anything from your agency BTW, despite OH hassling them, maybe they are short with uni being on hols etc

    Oh another bit of good news to report is that I got my charges refunded from Smile, only £30 mind ( Ive looked after that account pretty well) and thats now back in my account :)
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • moneymaniac_2
    moneymaniac_2 Posts: 16 Forumite
    I wondered where you were and had to post to find out!!

    You were definately missed!

    Hope you had good hols and saw some sun ;)
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    OOOh I had a lovely DFW holiday. :beer:

    Family have a beach hut with no electric in the most glorious part of the world, hengistbury head, dorset. Its only about a 20min drive from the OHs folks, but a different world. caught up on my reading, thinking, and got a little tan. Nice and breezy there too so I managed OK in the heat. Cooler than this stupid flat ;)

    Now Im back and raring to go!!!!
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • Emmzi
    Emmzi Posts: 8,658 Forumite
    1,000 Posts Combo Breaker
    Sounds like the break has done you a world of good Lynz, which is great to see! Glad your batteries are recharged.
    Debt free 4th April 2007.
    New house. Bigger mortgage. MFWB after I have my buffer cash in place.
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    thanks lovely

    How are things with you? Been worried about you ;)
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Lovely to see you back and sounding so positive Lynz, the beach hut sounds fantastic - I'm very jealous. Well done on getting the refund from Smile, better in your account than theirs! Hope things start to settle down for you a bit now, I'm sure there will be some amazing news just around the corner for you :).
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
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