Moved from Chelmsford, Essex to Stamford, Lincs..

westv

....and my car insurance has gone up by £16 when I advised the change of address! Not sure why that would be seeing as I moved from a main town in Essex to a small Lincolnshire town. Oh well, will have to search around for a better quote when the renewal comes

hewhoisnotintheknow

more likely to crash on the rural roads

Inactive

Are you sure the £16 was for change of post code and not simply a change of details charge?

westv

Inactive wrote: »

Are you sure the £16 was for change of post code and not simply a change of details charge?

No. Definitely change of premium

Inactive

Fair enough, seems very strange to me, I would have thought that Stamford was a lower risk area than any part of Essex.

sunshinetours

Inactive wrote: »

Fair enough, seems very strange to me, I would have thought that Stamford was a lower risk area than any part of Essex.

Why? Parts of southeast essex are some of the lower crime areas in the country

Inactive

sunshinetours wrote: »

Why? Parts of southeast essex are some of the lower crime areas in the country

If you say so... I think if I was given the choice of parking my car overnight on the road, I would choose Stamford over any part of Essex.

digitalphase

It all depends on the amount of claims that have been made around that area, you can't possibly predict it.

For the record my OH's insurance went down moving to a large, almost city-like, town from a small sleepy village.

Also, Essex is much more than just the chavvy image it is portrayed as. It is a pretty affluent area in most parts, and this may be why the claim rate is lower. Stamford, Lincs, is not a nice area as I recall....

NigeWick

westv wrote: »

....and my car insurance has gone up by £16 when I advised the change of address! Not sure why that would be seeing as I moved from a main town in Essex to a small Lincolnshire town. Oh well, will have to search around for a better quote when the renewal comes

Stamford is by the A1 as well as being close to Northants & Cambs and there may a theft of/from vehicle problem in your postcode. Any change in insurance circumstances will incur a cost. I had to pay over £18 just to get another driver added on for two days and that was over 10% of my total for a year's fully comp.

westv

NigeWick wrote: »

Any change in insurance circumstances will incur a cost.

Not correct. When I moved from Wickford to Chelmsford there was no charge.

KeithP

westv wrote: »

Not correct. When I moved from Wickford to Chelmsford there was no charge.

When was that, Westv?

Its a relatively new idea (several years old now, but still relatively new) that the insurance companies have latched onto... charge for everything.