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Moved from Chelmsford, Essex to Stamford, Lincs..

westv
westv Posts: 6,592 Forumite
Part of the Furniture 1,000 Posts Name Dropper
in Motoring
....and my car insurance has gone up by £16 when I advised the change of address! Not sure why that would be seeing as I moved from a main town in Essex to a small Lincolnshire town. Oh well, will have to search around for a better quote when the renewal comes
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Comments

  • hewhoisnotintheknow
    hewhoisnotintheknow Posts: 3,162 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    more likely to crash on the rural roads
  • Inactive
    Inactive Posts: 14,509 Forumite
    Are you sure the £16 was for change of post code and not simply a change of details charge?
  • westv
    westv Posts: 6,592 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Inactive wrote: »
    Are you sure the £16 was for change of post code and not simply a change of details charge?

    No. Definitely change of premium
  • Inactive
    Inactive Posts: 14,509 Forumite
    Fair enough, seems very strange to me, I would have thought that Stamford was a lower risk area than any part of Essex.
  • sunshinetours
    sunshinetours Posts: 2,854 Forumite
    Inactive wrote: »
    Fair enough, seems very strange to me, I would have thought that Stamford was a lower risk area than any part of Essex.

    Why? Parts of southeast essex are some of the lower crime areas in the country
  • Inactive
    Inactive Posts: 14,509 Forumite
    sunshinetours wrote: »
    Why? Parts of southeast essex are some of the lower crime areas in the country

    If you say so... ;) I think if I was given the choice of parking my car overnight on the road, I would choose Stamford over any part of Essex.
  • digitalphase
    digitalphase Posts: 2,087 Forumite
    It all depends on the amount of claims that have been made around that area, you can't possibly predict it.

    For the record my OH's insurance went down moving to a large, almost city-like, town from a small sleepy village.

    Also, Essex is much more than just the chavvy image it is portrayed as. It is a pretty affluent area in most parts, and this may be why the claim rate is lower. Stamford, Lincs, is not a nice area as I recall....
  • NigeWick
    NigeWick Posts: 2,738 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    westv wrote: »
    ....and my car insurance has gone up by £16 when I advised the change of address! Not sure why that would be seeing as I moved from a main town in Essex to a small Lincolnshire town. Oh well, will have to search around for a better quote when the renewal comes
    Stamford is by the A1 as well as being close to Northants & Cambs and there may a theft of/from vehicle problem in your postcode. Any change in insurance circumstances will incur a cost. I had to pay over £18 just to get another driver added on for two days and that was over 10% of my total for a year's fully comp.
    The mind of the bigot is like the pupil of the eye; the more light you pour upon it, the more it will contract.
    Oliver Wendell Holmes
  • westv
    westv Posts: 6,592 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    NigeWick wrote: »
    Any change in insurance circumstances will incur a cost.

    Not correct. When I moved from Wickford to Chelmsford there was no charge.
  • KeithP
    KeithP Posts: 41,296 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    westv wrote: »
    Not correct. When I moved from Wickford to Chelmsford there was no charge.
    When was that, Westv?

    Its a relatively new idea (several years old now, but still relatively new) that the insurance companies have latched onto... charge for everything.
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