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Moved from Chelmsford, Essex to Stamford, Lincs..

2

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  • westv
    westv Posts: 6,493 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    KeithP wrote: »
    When was that, Westv?

    Its a relatively new idea (several years old now, but still relatively new) that the insurance companies have latched onto... charge for everything.

    That was last October. I'm actually thinking that the extra cost may be down to the particular customer profile the insurance company is trying to attract. As an experiment I tried obtaining a quote from RAC using all the same details apart from one address was Stamford and the other was Chelmsford. The Stamford premium came up as 15% cheaper via that site. Like I said earlier, probably even more of a good idea to search around come renewal.
  • Inactive
    Inactive Posts: 14,509 Forumite

    Also, Essex is much more than just the chavvy image it is portrayed as. It is a pretty affluent area in most parts, and this may be why the claim rate is lower. Stamford, Lincs, is not a nice area as I recall....

    It is a lovely historic market town, it was used as the chosen location for a historic TV Series I seem to recall.

    No I don't live there, but I know it well.
  • omen666
    omen666 Posts: 2,206 Forumite
    1,000 Posts Combo Breaker
    Have lived there, Peterborough and chemlsford and remember Stamford being higher in my premiums inc house insurance. There is a decent amount of crime there as a lot of people come from out of other towns and into Stamford to nick cars and burgle. Also more likely to crash your car too on some of those roads.

    Never park your car in the George Hotel car park, had two cars taken from there
  • Surely it will also be postcode driven and also whether parked off road etc. My wife's insurance went up slightly when we moved 8 miles away last time so really not that surprising

    And Inactive don't be so cheeky..... ;)
  • westv
    westv Posts: 6,493 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Stamford, Lincs, is not a nice area as I recall....

    You may be thinking of Grantham.
  • Inactive
    Inactive Posts: 14,509 Forumite
    And Inactive don't be so cheeky..... ;)

    I was being honest... :D
  • Inactive
    Inactive Posts: 14,509 Forumite
    westv wrote: »
    You may be thinking of Grantham.

    More likely Southend.;)
  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    omen666 wrote: »
    Have lived there, Peterborough and chemlsford and remember Stamford being higher in my premiums inc house insurance. There is a decent amount of crime there as a lot of people come from out of other towns and into Stamford to nick cars and burgle. Also more likely to crash your car too on some of those roads.

    Never park your car in the George Hotel car park, had two cars taken from there

    Would agree with this - Stamford is lovely, some of the surrounding areas are not. Also, Lincolnshire has a high level of road traffic accidents ... I was nearly in one last weekend!
    Gone ... or have I?
  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    Inactive wrote: »
    More likely Southend.;)

    I can't find the words, but I think this sums up my feelings on Southend ... :o
    ;)
    Gone ... or have I?
  • westv wrote: »
    You may be thinking of Grantham.

    Ahh yes that was it :rotfl:
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