Lilmissmups what will 2010 bring diary!

lilmissmup

Well went to Dads for dinner, first time out of house in nearly 48 hours

I didn't mention anything about moving home to him as I am not 100% sure I want too.

Did actually get home and have a big cry over everything that has happened last few days but I really don't wanna cry any more tears, just need to move on.

Need to start making some spare pennies again.

Obv Dooyoo springs to mind but I am not sure I am quite up to that yet, maybe should start doing daily clicks or something to ease me back in.

Been doing my scratch cards still but prob gambling more with my winnings.....:rolleyes:

I have a grand total of £649.30 in savings left as had to use a lot when I moved out, if I do move home I will get £600 deposit back from here (had to pay extra as had cats) so thats £1249.30 and I have £30 coming from Quidco this month.

Decisions Decisions....:o

stacy

Hello, i have seen in the paper that if you get shared ownership ect with certain housing association you dont even need any deposit. so in the time you live back at home to save the 8-10 grand things might change in a year might be better deals, might not need a deposit so you have 8k to chuck straight into a mortgage to get a higher mortgage. Well worth doing id say, id love to go back home any day to save some money. shared ownership might be a good way for you to go if your getting it on your own because you get a bigger property, ok you have to pay half rent half mortgage but you get to buy extra shares every year untill you own it (once youve lived there for a year).

lilmissmup

Thanks Stacy, it will be another option to look at, though I guess there are groups out there who would qualify more easily than I would.

But by the time I have the cash who knows, a lot can change in a year!

wendz86

Hi,

Can't believe how the ex has been but your e-mail back was great. You have a lot of decisions to make now, but you will make the right one.

Oh yeah and I think Jedward are great too haha.

lilmissmup

Yay another Jedward fan

I will prob delete that email off here soon, everytime I read it I get livid again.

I was actually feeling a bit guilty for sending it earlier but I know I have to stay strong now, its not down to me to apologise for anything. I wish things had ended civially, but I have tried that route before and he seemed to use it to get to me so its prob best hes angry at me, even if he dislikes me.

Well I did some bingoport earlier, its really boring unless I actually win anything.

I need to look into opening a better savings account since Halifax screwed me on the ISA and I have never bothered to follow it up.

lilmissmup

I am laughing right now, just listened to Pixie Lott's new single and it describes my whole life perfectly right now :rotfl:

I am also being MSE and applying for a new savings account

lilmissmup

Right just applied for a new AA savings account, just need to ring Halifax tomorrow and withdraw my funds and close that down as no point in using it really now.

Then can start using the new account

This is probably the most productive thing I have done in months

lilmissmup

I think I have decided that I am going to move home.

I have decided today living alone can be great but right now I think I need to have someone around me especially with everything I have had to deal with lately.

I might change my mind tomorrow but right now its what I think I need.

jenjade

hi Dawn

It sounds much more possitive today! saving money saving etc sounds like you are getting more focued.

Maybe list the possitives and negitive to moving home or staying where you are. i think if you and your dad get on i would go home. The fact you call it home it a big signal to me! Home is where the heart is.

lilmissmup

TBH I have actually spent most of the day in tears

The house I live in now doesn't feel like home, I hate knowing I was forced into living here because of the split and only having a month to get everything sorted and be out.

I do get on with my Dad but we are quite a lot alike so can clash and I know I will get a bit funny about him trying to tell me what to do with the cats.

Hes not in the best health either so don't wanna annoy him by rolling in at all hours, not that I am a real party animal!

I just will not be able to save a penny living in the house I am now and it would be nice for my cats to have a garden again to play in, I feel mean them being cooped up in this house cos I just can't let them out easily.