GE '3%' Cashback Card

Stompa

karatedragon wrote:

I will also use it to pay for my Council Tax each month, Sewer Bill, Internet Bill and Insurance as I think you get 0.5% cashback.

Unless they change things you'll probably find it's 3%.

MrChips

Hi, a quick question about additional card holders. My partner applied for this card but was rejected. Would I be able to get her an additional card via my GE Money card?

Assuming so, how would this work for cashback - would we both be able to accrue 3% on up to £5000, or would this limit apply to the sum of our joint spending?

Thanks.

King_Of_Fools

MrChips wrote:

Hi, a quick question about additional card holders. My partner applied for this card but was rejected. Would I be able to get her an additional card via my GE Money card?

Assuming so, how would this work for cashback - would we both be able to accrue 3% on up to £5000, or would this limit apply to the sum of our joint spending?

No problem getting aditional cards for anybody (it is your credit they will be using not theirs).

The agreement is with you alone so you will still have the sole £5000 limit.

MrChips

So I take it this is also not a "short cut" to establishing a good credit rating history for her? She has only been living in the UK for a couple of years and has difficulty getting any sort of credit (even a mobile phone contract was problematic!). She finally got a FD credit card with a whopping £500 limit

King_Of_Fools

MrChips wrote:

So I take it this is also not a "short cut" to establishing a good credit rating history for her? She has only been living in the UK for a couple of years and has difficulty getting any sort of credit (even a mobile phone contract was problematic!). She finally got a FD credit card with a whopping £500 limit

No, you are right, an additional card in your partner's name will have no affect on her credit rating - it may have an affect on your credit rating, however (depending on how much you trust her with your money)!

gt94sss2

Received my November Statement today and its still all 3%

Regards
Sunil

Llyllyll

Llyllyll wrote:

I'm up to £3,900 atm (after 4 months usage) but might go over next month as I need to get some Christmas stuff. Will post back with the results unless someone else has already passed the 5k mark and beats me to it.

sloughflint wrote:

I've just purchased a bathroom which will take me over the 5k mark. I suppose 3% would be too good to be true. We'll see.

Got my statement today. As already confirmed it is still 3% cashback and from my (quick) calculations it appears that the 3% is also being applied to transactions over £5k as well .

sloughflint

sloughflint wrote:

I've just purchased a bathroom which will take me ovrer the 5k mark. I suppose 3% would be too good to be true. We'll see.

Not too good to be true.
Wey hey!
Forget Amex. Keep on spending!

KTF

3% on everything here as well. Long may it last!

Cagey

I am up to £85 cashback so far & don`t use it as my main card. Is anyone over the £150 mark which would indicate 5K is not the cut off point.