Why won't Nationwide have me??

withnell

Baldur wrote: »

You seem to forget that Santander Zero Credit Card charges 29.7% interest for cash withdrawals, which is payable even if you clear the card in full, whereas Nationwide's Flex Debit Card has no such charge - see http://www.moneysavingexpert.com/travel/cheap-travel-money#topcards

If you pay the balance off in under 2 weeks then the fees are comparable

When you add in the benefit that you can keep spending money in an interest-bearing account until its needed (with Nationwide its taken out of the 0% paying account a day or two later) and if you're able to pay off the Santander card on the same day it'll cost a lot less than the Nationwide 1% fee

Inactive

withnell wrote: »

If you pay the balance off in under 2 weeks then the fees are comparable

When you add in the benefit that you can keep spending money in an interest-bearing account until its needed (with Nationwide its taken out of the 0% paying account a day or two later) and if you're able to pay off the Santander card on the same day it'll cost a lot less than the Nationwide 1% fee

No fee in Europe, and however bad Nationwide may be, the certainly cannot be as bad as Santander.

Baldur

withnell wrote: »

If you pay the balance off in under 2 weeks then the fees are comparable

When you add in the benefit that you can keep spending money in an interest-bearing account until its needed (with Nationwide its taken out of the 0% paying account a day or two later) and if you're able to pay off the Santander card on the same day it'll cost a lot less than the Nationwide 1% fee

There is no Nationwide '1% fee' in the VISA Europe sphere of operation, as the original post, to which the post to which I replied referred, indicated; "Apart from their currency abroad service from ATM's.. in Europe ( possibly outside of Europe ) it still cannot be beaten."

You may be correct as far as 'rest of the world' ATM transactions are concerned in certain scenarios (personally, I only transfer funds into my Flex account from interest-paying accounts on the day that I wish to withdraw from an ATM) but the post to which I was replying made no distinction between 'European' and 'non-European' transactions.