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Hypno's "no more boom or bust" diary

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  • lucielle
    lucielle Posts: 11,517 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Mmmmm, childrens bedrooms.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Surfbabe
    Surfbabe Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Can DS not help tackle it !!!

    Anyway Good Morning - am going to work dressed as a witch today as it is Roald Dahl day albeit a month late and also my birthday, which mean I shall be totally embarassed infront of the whole school !!!!

    Hope you have a good day!
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Oh yes, DS will do the 14 year old boy version of cleaning and tidying......then I will go in and do the Mum's version.

    Actually, I have a meeting at the school at 7pm re the trip to China, so I won't have much time to do flylady today......shame.......:o

    Happy birthday surfbabe - hope you have a good one xxxx
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • milann
    milann Posts: 11,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The trip to China must be getting close now. Bet DD is excited - these kids get far more opportunity to travel than I ever did (nearly put we - but realised I'm much older than lots on here lol) - good luck to them too.

    You are a brave lady - tackling a teenage bedroom mid-week. I used to have an occasional trip in to see what scientific experiments were happening in the bottom of various mugs - usually when kitchen cupboard was empty of crockery - green mould and the like growing and taking on a new life-form. Could only tackle it weekends though lol!!

    Happy Birthday Surfbabe - it's my dd's birthday too - she's 28 - HOW did THAT happen?

    Having a cuppa then off to put away some ironing (been in a pile over a week now). Might even get round to tidying my bedroom.

    Milann
    January spends - £587.58
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    I can't believe I've missed another new diary, gawd do you lot natter!

    Fab debt news though, only 3 to go! Isn't it easier to sleep at night when you know your books are closer to balancing.
    No longer using this account for new posts from 2013
  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    This may only apply to me :o

    But on the home straight now, and I'm composing (in my head) my posting on the DF roll of honour :rotfl::rotfl: :o
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    its' not only you Olive, i've been dreaming of the day i can post on the roll of honour. looks like it's 23 months for me to wait though
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Gemmzie wrote: »
    Fab debt news though, only 3 to go! Isn't it easier to sleep at night when you know your books are closer to balancing.

    Definitely a whole different set of feelings to the ones I previously had - I think I would have ended up in a crumpled heap had things continued the way they were - hurrah for this site!
    OliveOyl wrote: »
    This may only apply to me :o

    But on the home straight now, and I'm composing (in my head) my posting on the DF roll of honour :rotfl::rotfl: :o

    Shall we open a book on how many draft versions there are before you end up writing something completely different on the day?!
    milann wrote: »
    The trip to China must be getting close now. Bet DD is excited -

    Middle of next week :eek: I reckon she will contract swine flu on about Monday.........

    We have a new "White Stuff" shop opened just down the road from my office. It is going to be my new daily challenge - can I get through the day without buying anything from there. These things are sent to try me, I am sure :rolleyes:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Afternoon Hypno and all...that China trip has soon come around..bet she's really excited now!!!
    OliveOyl..great news on the final stretch...go you!!!...can't wait to get to that balance.
    Surfbabe..Happy Birthday.
    Milann..Happy Birthday to DD.
    Hypno..you are really brave tackling DSs bedroom but your flylady efforts are steaming ahead...thanks)I think) to you have made some headway on my housework as well.
    Hope everyone is having a good day.
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    happy birthday surfbabe

    hypno - DS's bedroom- I tackle it with bin and charity bags a couple of times a year. The rest of the time I just shout at him to do it with varying success - and when the cupboards are empty of crockery go and nick it back from his room and put it in the dishwasher.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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