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Hypno's "no more boom or bust" diary

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  • duchy
    duchy Posts: 19,511 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Xmas Saver!
    I'm back from my trip so it must be time for Hypno to be off.
    Have a fab time missus

    Now has anyone seen my gascard ? It apparently vanished into thin air whilst I was away -turning the house upside looking for it-which at least is keeping me warm GRRRR
    I Would Rather Climb A Mountain Than Crawl Into A Hole

    MSE Florida wedding .....no problem
  • beanielou
    beanielou Posts: 95,715 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yah to bonus :)
    Happy holiday & glad your night out was good.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Mudbath
    Mudbath Posts: 5,479 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Happy holidays Hypno xx

    Are we going to have a party on her thread whilst she's gone?:rotfl:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Well, as if you lot need a reason to party.......but I will give you one anyway.....just so you can feel ok about gatecrashing :rolleyes:

    Having worked out the numbers.......I have been able to pay £800 to the debt......taking me below £20k.

    I am now in the teens, debt wise :T It has also brought our ultimate MFD forward by a month.

    The reason for actually doing the transfer today, is because when I hit a milestone like this, I often have a low period for a few days after, despite it being good news......so I thought that if I do it just as I am about to go on holiday, the low period won't hit me in the same way because I will be too busy having fun.

    So.......here's to the next batch of debt busting - skiing is all accounted for now, so I can throw my odds and ends of MSE money back at the debt and see if we can get rid of it once and for all in the next few months.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well done Hypno, can't cheer as drowning in dust 19.gif - may dedicate the time while you're away to doing housework....... then again, this 19.gif is more fun :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • beanielou
    beanielou Posts: 95,715 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yah go you hun :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Yeay well done Hypno - what a fab way to end the year :j:j:j:T

    Sub 20k must be an amazing feeling.

    I get the same low feeling just after hitting a milestone because the next one seems soooo far away! :rotfl:xxxxx
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • benbenandme
    benbenandme Posts: 12,352 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Wow, fantastic news about the numbers Hypno :T :T I reckon that last £20 will quickly disappear, can we start planning the party now?? :j
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    hypno06 wrote: »
    when I hit a milestone like this, I often have a low period for a few days after, despite it being good news......so I thought that if I do it just as I am about to go on holiday, the low period won't hit me in the same way because I will be too busy having fun.

    I can identify with that :confused: the human mind is weird

    Have a fun holiday.
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    well done Hypno, you're so lucky to be in your teens again, i've got to wait 2 months to get there, but i WILL get there!
    Enjoy your holiday you deserve it.
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