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Hypno's "no more boom or bust" diary

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  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Right - time to get productive.......off for a shower, then a decision as to where on earth to start!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • I've got stuff to get on ebay as well - but have been putting it off for absolutely ages! It does make sense just to get on and do it, but I seem to be able to find many and varied excuses for not doing so! :rolleyes:
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    oh ebay - the thought sends shudders - thankfully I've nothing to ebay at the mo - think I over did it the year before last - hundreds and hundreds f things!!

    The kids are fabulous thanks Hypno - they are growing beautifully and I'm so proud, even when they bicker!

    My bf has a brain tumour - found out monday night - it's growing quite quickly so they'll have to operate, but we're hoping for the best. Just waiting for a referral to the specialists in Manchester.

    Hope everyone has a great day :) Off to see Up in 3D now!! Whoo!!

    Sea xxxxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Sorry to read that bf is not well. My kids' godfather has had two braintumours - both, amazingly, successfully operated on. It was not much fun at the time, but he came through with just some very impressive scars, so I hope the same applies to your bf.

    I have done half an hour of housework......it's a start :rolleyes:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Mudbath
    Mudbath Posts: 5,479 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Just popped on to send hugs to Sea78 - I hope the referral comes quickly and it's all dealt with. Some fantastic hospitals in Manchester so you'll be in good hands xx
  • benbenandme
    benbenandme Posts: 12,362 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Sorry to hear your news Sea, my best friend had one last year, was operated on and within just a few months was back at work full-time, you'd never know there was ever anything wrong, hoping your bf's is a success too :o
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1263
  • savingholmes
    savingholmes Posts: 29,034 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Sea - hugs to you and your bf - hope the treatment goes well
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
    (If took bigger lump sum = 53.3K or 41.8%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 29/7/25
  • benbenandme
    benbenandme Posts: 12,362 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Hypno if you're going to be at your laptop anyway today then there are some very nice will hills offers ;)
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1263
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    off to investigate willhill.......
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    morning all
    half way through the normal crazy saturday
    weather is getting bad ,,,,storm is coming back,,,,advice is to batten down the hatches:eek:

    just been and brought a wireless key board and mouse €17-50 ,,,,so i can put them on the ceiling when im not at the computer,,,to keep a certain little monsters hand off them:T:T:T:o

    mouse is very heavy after spending the last few months with a micro mouse:o
    and key board is 1/2 the side of the old one,,,so expect some spelling mistakes

    yeh i know ,,,,nothing new their then!!:whistle::whistle:

    s x x
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
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