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Hypno's "no more boom or bust" diary

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  • savingholmes
    savingholmes Posts: 29,001 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hypno06 wrote: »
    I DARE you KC,........Dare you, dare you, dare you.........
    I double dare you!

    go for it - do something for you for a change!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Et tu, savingholmes! :)

    I just can't face it beforehand - at the moment if I did it, it would be another source of stress, I just can't go there, sorry guys. But I *do* want to do it.
    2023: the year I get to buy a car
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    KC, does it feel as though we are ganging up on you?

    Yup :confused:

    That's probably because we are :rotfl:

    I've cut my fringe - it looks ok, and saved me a bit of money for a few more weeks :o

    I got a casino reload to my email today and have done the qualifying wager so hopefully will come out of that with a few £££ in the next few days.....I made a profit on the qualifier (by a £1, but it is a profit!) so won't lose anything even if the bonus doesn't get credited, so all good there.....anyone with a paddy account should check their emails....although I got one but OH didn't so it is obviously invite only.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh good, a change of subject! That reminds me - since my Virgin email address was killed by Virgin, I must have loads of bookies where I need to change the email address they use, to one of my others. *another* job to do, rats.

    Glad you made a profit on the qualifier too, thats really good.
    2023: the year I get to buy a car
  • Mudbath
    Mudbath Posts: 5,479 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I almost feel sorry for Karmakat (I say almost because I have to side with the majority or you'll all gang up on me:rotfl:). You've made me need chocolate but I don't want to buy any because I've done that Thornton's deal from another thread. It's mostly for christmas presents but it would be madness not to eat some myself!!

    No money on BB for me today but I feel a big win in my waters! :D

    Now, stop talking about chocolate and... erm..go and eat some instead!
  • Surfbabe
    Surfbabe Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hypno06 wrote: »
    It got a virus, and has had to be taken back to nothing.....except, it won't reload XP.....so at the moment it is worse than useless :rolleyes:

    The IT guys here have it and keep saying "I'm a bit puzzled"......which doesn't bode well :o

    DS has the the same thing with his laptop - nothing will reload and his IT bod reckons a new hard drive needed. Been through Quidco and got one for under £50 plus cashback :D

    Luckily he had packed up all his uni work up yesterday on an external hard drive :T:T
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    If I have to spend £50, it will be a whole lot cheaper than buying a new laptop, so I would be happy enough with that.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Karmacat wrote: »
    :rotfl::rotfl::rotfl: Okay, I'll do it over Christmas!
    QUOTE]

    ok so from the 19th of november
    ,,,,,international man's day :j:j

    it is
    36 days to Christmas and

    43 days to new years and










    40 days(mon 28th dec) till KC dyes her hair
    :rotfl::rotfl::T:T:T:T:T:T

    s xx:o:o:cool::cool::cool:
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    No pressure then, KC.....
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hypno - if you just want one to tide you over I got a refurb acer aspire one for £119 from dabs two weeks ago (I tried the fixing thing with mine and it didnt work!)
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