Single and in Debt Part 3- The problem of surplus and excess women

makeup

Nope, not seen her around. Also Gwen has been MIA for a while too???:(

Come back ladies, we need your wisdom, humour and advice!

Souk08

Lula, I was thinking the same thing? Make up glad you had an ace time (I had 3 pizzas last week socially) and eco that would be fab so fingers crossed!

Shoe_Gal

All sounding good for everybody - fingers crossed for thejob eco!

Sarah - where are you?????????????

sarahb123_3

Hello all:) Am still here. I haven't been on for a while, a combination of things, am seriously worried about money as have had a few large expenses and a few more to come and am just about paying them by the skin of my teeth at the moment, work has been rubbissh and am not getting as much coming in as I thought I woul have and am having to budget very carefully.

I was relying on using cc for a couple of things but cc company in their wisdom have decided to cut my limit:eek: to just above what I owe as I accidentally missed a payment when I got the dates mixed up:mad: so I can't use it which is probably a good thing as it was almost cleared and I was going to close it anyway. So I am concentrating on getting that done asap, but things might be tough for the next couple of months, I wish I had saved the money rather than paying it off cc but it's done now.

Am seriously looking for a new job now but in the current market I don't know if it's going to be possible. I haven't been on for a while as to be honest I am struggling and just not in the mood for talking although have lurked a little. I know I'm going to be okay but I am sick of worrying about everything. With the cc gone I have no immediate access to money, I have enough coming in to cover everything and I do know I am going to be okay but being very frugal is now more of a fact than an option. I am almost up to my overdraft but am being paid next week and should be fine, I just get myself worked up about these things:o I am just sick of doing okay:o I want to be doing brilliantly:)

Anyway, am now amusing myself with tidying and decluttering and and feeling better for having a rant:D. I know I will be fine. Am just in one of those "I wish a man would come along and rescue me" moods. A man with a house that is so big he is rattling around in it and needs some company;).

That's the end of the rant and next time I post I will have everything sorted and be in a more positive mood.

Hope everyone is okay:)

Butterfliesarepretty

sarahb123 wrote: »

Hello all:) Am still here. I haven't been on for a while, a combination of things, am seriously worried about money as have had a few large expenses and a few more to come and am just about paying them by the skin of my teeth at the moment, work has been rubbissh and am not getting as much coming in as I thought I woul have and am having to budget very carefully.

I was relying on using cc for a couple of things but cc company in their wisdom have decided to cut my limit:eek: to just above what I owe as I accidentally missed a payment when I got the dates mixed up:mad: so I can't use it which is probably a good thing as it was almost cleared and I was going to close it anyway. So I am concentrating on getting that done asap, but things might be tough for the next couple of months, I wish I had saved the money rather than paying it off cc but it's done now.

Am seriously looking for a new job now but in the current market I don't know if it's going to be possible. I haven't been on for a while as to be honest I am struggling and just not in the mood for talking although have lurked a little. I know I'm going to be okay but I am sick of worrying about everything. With the cc gone I have no immediate access to money, I have enough coming in to cover everything and I do know I am going to be okay but being very frugal is now more of a fact than an option. I am almost up to my overdraft but am being paid next week and should be fine, I just get myself worked up about these things:o I am just sick of doing okay:o I want to be doing brilliantly:)

Anyway, am now amusing myself with tidying and decluttering and and feeling better for having a rant:D. I know I will be fine. Am just in one of those "I wish a man would come along and rescue me" moods. A man with a house that is so big he is rattling around in it and needs some company;).

That's the end of the rant and next time I post I will have everything sorted and be in a more positive mood.

Hope everyone is okay:)

hey sarah know exactly how you feel. wrote email to tescos terry oleary and got some refunds of charges back and they have aligned my cc payment date to stop the charges. it was my b'day monday, got some body shop coconut pack which was nice. £20 asda card from mum and spent £50 i got back from co-op at trafford centre bargain hunting for t-shirts got three from h and m and got some most needed jewellery half price in d perkins and some hair clips from claire's. Also did some digging this morning i garden removing ferns and repositioning plants. removed my pergola as neighbour had bent it and got two bags of compost for £6 from asda and repotted a climbing rose for one side of front door and clipped back the other on the other side once the pergola was removed. I will get a new one but cheap. planted an old potted honeysuckle in front garden tied to canes and planted new white one next to it so they will grow through each other. I just paid my ccl tax online and will transfer the £50 from nationwide to cover the £50 i took out of current account as the cheque had not cashed in nationwide. Got a pay rise this year £100 for the year so 1%, wowee arent my company generous. that makes me £14751 a year. I used to earn two grand more than that. been getting reply letters from jobs i apply for so thats good even though they say no.

My daughter meeting me on sat, as its fathers day sunday. shes 12 now but been rather cheeky on texts recently. but she took my hint and sent thankyou notes to everyone who got her a birthday present and card as her dad does not teach her to say thankyou.
overall I had a good day and caught some sun with the roof on the car down all day driving around.

TDQO

Evening ladies, I'm still here but after all that uni work I went away to download for a week. The festival was amazing but I spent all my pennies and now I'm having to borrow off a friend and I've got my first bank charge in 6 months which is a right pain. Will be back on here once I've sorted my life out as have friends to stay tomorrow and I'm moving in less than 2 wks.

Oh I got a 2:1 btw

makeup

Hey TDQO - congrats on the 2:1 - you must be really chuffed! :beer:

What next for you?

Souk08

Well done on the 2.1! I only scraped a 2.2 as I was too busy getting drunk and messing around with boys.

Sarah glad you're back and totally know where you're coming from. Not about the needing a man bit obv but about having to be so frugal all the time. It's too much at times isn't it? I haven't much left til payday either but have loads of food in so I should be okay.

Beautiful day here and off on a wee half day as I worked 7 - 6.30 on Monday to set up sale so off out to sit on the terrace and enjoy it X

eco

Well done TDQ on the 2:1, some of my friends went to download, they wanted me to go but I camped at Donny in 95 and it wasn't pretty, the toilets were something else and it's no joke washing your hair in cold water cos you can't get the camping stove to work, it was a luxury to come home and use a toilet with a flush, saying that I loved the rest of it, Metallica headlined that year and in 92 my first time there but not camping it was Iron Maiden.

I keep telling myself been a bit more frugal will be ok and I can do it, but like the rest of you it gets on my nerves, I haven't heard anything about the job yet but have decided it's time for a change and to keep looking, better job more money, and I have next week off work so plenty of time to register my cv on more job sites if anyone know any good ones let me know.

Lula-Hula

Hey guys,

TDQ - well done on your 2:1 :beer:

I was too busy getting drunk & messing around with boys to even go to uni

Sarah - thanks for reporting in & I'm really sorry to hear that you're struggling with things at the moment :grouphug:. I know we all have a light hearted chat & some of us (:whistle:) have been a bit frivolous recently ... but we are all here to support & encourage eachother.

That is why you started this thread; to offer a place where precisely that support, commiseration, support & encouragement can be found. A place where the singlettes can hang out & share experiences & maybe provide some tips, fresh viewpoint or alternative ways of doing things.

When you're dealing with it all on your own, it is very easy to get bogged down with it all so please remember that without you, none of us would be here either & we are all here to do whatever we can to make life more bearable for you when times are tough.

Take care of yourself sweetie & dont be afraid to share your worries, we think you're FABULOUS :A

xx