First Millennium Credit Card

LatinLady

Saw the ad on Facebook (yes its STILL there!) and thought "too good to be true" - did a VERY quick google check and found this thread so thank you, stopped me wasting a hundred quid! :A

fozmcfc

Would love to see some examples of how much they rip people off for different products.

Jemma-T

Anyone got a screengrab of the advert?

swisslookertwo

RGENTLY

I think I might have made a huge mistake I have signed up for a First Millenium Platinum Card thinking it was a credit card until this arrived:
Congratulations! You are approved!

£5000 Unsecured First Millennium Platinum Merchandise Credit Line from E-Credit Plus!

FIRST MILLENNIUM PLATINUM SHOPPING CARDS are issued with:
NO Credit Check - NO Interest Charges

Remember, this one-time Fee (£99.95 Membership Fee) will appear as an entry by E-Credit Plus on your bank statement and entitles you to receive your £5000 Unsecured First Millennium Platinum Shopping Card for use exclusively at the E-Credit Plus Catalog. This amount will be deducted as soon as one (1) business day. So don't forget to deduct this amount from your bank account. Please allow 14 to 21 days for processing and receipt of your New Unsecured First Millennium Platinum Shopping Card. Remember, the first monthly debit of £4.95 for your monthly membership fee will be deducted as soon as thirty (30) days. If you have any questions regarding your account, please contact E-Credit Plus at 0808-234-2355 or by e-mail at memberservices@ecreditplus.co.uk. Please add this e-mail address to your white list or approved senders list. Thank you and Congratulations again!


Martin what the hell have I signed up for is it a credit card or what please help surly I can cancel as quick as I applied. I only applied so I could book a holiday oh my god what have I done they are going to take a hundred pounds off me straight away.

Please Can You Answer Urgently please - Thanks Swiss

swisslookertwo

RGENTLY

I think I might have made a huge mistake I have signed up for a First Millenium Platinum Card thinking it was a credit card until this arrived:
Congratulations! You are approved!

£5000 Unsecured First Millennium Platinum Merchandise Credit Line from E-Credit Plus!

FIRST MILLENNIUM PLATINUM SHOPPING CARDS are issued with:
NO Credit Check - NO Interest Charges

Remember, this one-time Fee (£99.95 Membership Fee) will appear as an entry by E-Credit Plus on your bank statement and entitles you to receive your £5000 Unsecured First Millennium Platinum Shopping Card for use exclusively at the E-Credit Plus Catalog. This amount will be deducted as soon as one (1) business day. So don't forget to deduct this amount from your bank account. Please allow 14 to 21 days for processing and receipt of your New Unsecured First Millennium Platinum Shopping Card. Remember, the first monthly debit of £4.95 for your monthly membership fee will be deducted as soon as thirty (30) days. If you have any questions regarding your account, please contact E-Credit Plus at 0808-234-2355 or by e-mail at memberservices@ecreditplus.co.uk. Please add this e-mail address to your white list or approved senders list. Thank you and Congratulations again!


Martin what the hell have I signed up for is it a credit card or what please help surly I can cancel as quick as I applied. I only applied so I could book a holiday oh my god what have I done they are going to take a hundred pounds off me straight away.

Please Can You Answer Urgently please - Thanks Swiss

swisslookertwo

RGENTLY

I think I might have made a huge mistake I have signed up for a First Millenium Platinum Card thinking it was a credit card until this arrived:
Congratulations! You are approved!

£5000 Unsecured First Millennium Platinum Merchandise Credit Line from E-Credit Plus!

FIRST MILLENNIUM PLATINUM SHOPPING CARDS are issued with:
NO Credit Check - NO Interest Charges

Remember, this one-time Fee (£99.95 Membership Fee) will appear as an entry by E-Credit Plus on your bank statement and entitles you to receive your £5000 Unsecured First Millennium Platinum Shopping Card for use exclusively at the E-Credit Plus Catalog. This amount will be deducted as soon as one (1) business day. So don't forget to deduct this amount from your bank account. Please allow 14 to 21 days for processing and receipt of your New Unsecured First Millennium Platinum Shopping Card. Remember, the first monthly debit of £4.95 for your monthly membership fee will be deducted as soon as thirty (30) days. If you have any questions regarding your account, please contact E-Credit Plus at 0808-234-2355 or by e-mail at memberservices@ecreditplus.co.uk. Please add this e-mail address to your white list or approved senders list. Thank you and Congratulations again!


Martin what the hell have I signed up for is it a credit card or what please help surly I can cancel as quick as I applied. I only applied so I could book a holiday oh my god what have I done they are going to take a hundred pounds off me straight away.

Please Can You Answer Urgently please - Thanks Swiss

soul619

1st thing tomorrow call your bank and block the debit, if they take it request that your bank indemnify the funds back, tell them you didnt realize it was an internet scam and you fell for it (honesty is good they wont think your stupid!)

get on to the card thing afterwards and request it to be canceled as its not the card you thought it was going to be.

there terms and conditions are here:

http://theultimateoffer.co.uk/terms.php

It looks like you can cancell!

14. MEMBERSHIP, APPLICATION AND ENROLLMENT FEES:
The initial cost of My membership includes an application and enrollment fee. The total initial membership fee is £79.95. This charge breaks down as follows: £65.95 enrollment fee and a £14.00 application fee. The application fee is nonrefundable, unless I cancel My membership pursuant to Section 15. B. Otherwise, if I cancel pursuant to Section 15. A., the Company will refund My enrollment fee only. Should My enrollment fee be reduced to £39.95 in the event of My membership fee being returned for insufficient funds, and a credit line of £1,250 will be issued, pursuant to Section 3 of these Terms and Conditions, the nonrefundable part of that enrollment fee will be £7.00.

15. REFUND OF CARD MEMBERSHIP:
A. If I cancel My enrollment into the E-Credit Plus™ Shopping Club Program after fourteen (14) days from this Agreement, but within thirty (30) days from receipt of the Welcome Kit and E-Platinum Plus Shopping Card, I will receive a refund of My enrollment fee, but I must first contact the Company to obtain a Return Authorisation number. Upon receiving My return authorisation number, I will be required to return all membership documents as well as My E-Platinum Plus Shopping Card to: E-Credit Plus™, 2 Minton Place, Victoria Road, Bicester, Oxfordshire OX26 6QB United Kingdom. REFUND GUIDELINES MUST BE CAREFULLY FOLLOWED TO ASSURE A PROMPT REFUND OF MONIES. There will be a fee of £15.00 deducted in the event that any debit previously authorised by Me has been returned unpaid by My bank for any reason. There will be no refund in the event that there are Unpaid Balances posted to My Account or if there are pending merchandise orders. I must allow at least seven (7) business days from the Company's receipt of My membership materials for My refund to be processed. Included in My membership fee is a non-refundable application fee. If the refund of card membership procedure is met, the Company will refund My enrollment fee only. IMPORTANT: Merchandise return policy and instructions are explained on the product order forms and/or on the shopping Web Site.

B. Notwithstanding the preceding paragraph, You have the right to cancel this agreement under the Financial Services (Distance Marketing) Regulations 2004. This right to cancel ends on the expiry of fourteen calendar days beginning with the day after the agreement is concluded. You can cancel by sending or taking a WRITTEN notice of cancellation to, 2 Minton Place, Victoria Road, Bicester, Oxfordshire OX26 6QB United Kingdom. If you intend to cancel, you should not use any goods you have under the agreement and you should keep them safe (legal action may be taken against you if you do not take proper care of them).

You must notify us in writing of any change of your address within seven days of such change.

We may transfer any or all of our rights, duties and obligations under this agreement to any other person, or arrange for any other person to carry them out on our behalf, without giving notice to you. Any such transfer will not affect your rights under this agreement, or any other legal rights you may have, such as under the Consumer Credit Act 1974. You may not transfer your rights, duties or obligations under this agreement.

swisslookertwo

Please advise how I can cancel my application I have emailed them but going by this site it looks like they do not reply.

I do not want to proceed with my application, there must be a cooling off fee surly
Please help

Swiss

soul619

As i put above for you:

B. Notwithstanding the preceding paragraph, You have the right to cancel this agreement under the Financial Services (Distance Marketing) Regulations 2004. This right to cancel ends on the expiry of fourteen calendar days beginning with the day after the agreement is concluded. You can cancel by sending or taking a WRITTEN notice of cancellation to, 2 Minton Place, Victoria Road, Bicester, Oxfordshire OX26 6QB United Kingdom. If you intend to cancel, you should not use any goods you have under the agreement and you should keep them safe (legal action may be taken against you if you do not take proper care of them).

TractorGirl327

swisslookertwo wrote: »

Please advise how I can cancel my application I have emailed them but going by this site it looks like they do not reply.

I do not want to proceed with my application, there must be a cooling off fee surly
Please help

Swiss

Was there really any need to post the same thing 7 or 8 times on the forum, sometimes 2 or 3 exact posts on the same thread?

http://forums.moneysavingexpert.com/search.html?searchid=79729675

I know you're worried but you're in danger of being done for spamming rather than getting help!