Cinnys Spending Diary - Take 2

Birdie85

Cinny91 wrote: »

Just worked it out and this'll mean I only have to put away £31 a week to meet my target. That's nice! :T

Kind of torn on the diary though, on one hand I like it because it keeps me focused on things but then it doesn't seem to fair to have a savings diary on a debt board.. but then if I'm saving like this to stop me getting back into debt in future.. that's not so bad right?

I think that you've been in debt so you're allowed to keep a savings diary to keep you out of debt! We all know how easily led you are when make up and clothes call so you need to keep yourself in check and this is the best place to do it!:money:

Dinah93

You could have a diary on the savings board?

Cinny91

Birdie85 wrote: »

We all know how easily led you are when make up and clothes call so you need to keep yourself in check and this is the best place to do it!:money:

I think you're confusing me with someone else there Birdie *ahem* :rolleyes:

But the savings board is borrrinnnng, I'd feel banished! I think a thread on here called 'staying out of debt' or something will be okay? Hmm

Birdie85

TBH if you went to the savings board I'd lose you because I never go there! I think as long as you don't advertise it as just a savings diary you'll be fine! There are plenty of people on here that are now DF but stay because they like it! Like Dinah!

Tete_en_l'Air

Birdie85 wrote: »

The year before I was in the Nativity Mary had dark hair, but the 2 years I was 'eligible' Mary was blonde! And one year the girl sniffed through the whole thing! We didn’t do it like an actual play, more like a moving picture IYKWIM. The older kids read out bits of the story and the people they were talking about entered whilst a carol was sung then they took their place on stage and stayed still for the duration. Joseph and Mary were out first obviously so they had to stay still longest so to sit and sniff through it was a travesty!

! Not that you're at all still bitter about it Birdie! :rotfl: Bit of a tirade 20 years down the line!

Cinny, plenty of people on DFW are here because they've been in debt and don't want to go back there. Look at Dinah, she's not technically in debt any more but has the diary to plan the wedding/housebuying. Debt-free wannabee doesn't necessarily mean your'e IN debt, just that you want to stay out of it. and I didn't think the savings board had diaries, thought it was more for queries about savings accounts?

Dinah93

There are a few savings diaries, but not common.

Technically I AM in debt, although I could use my savings to pay it off if I chose. Overdraft is about £1500 in the red plus a bit on the credit card from that tesco club card points thing I did.

Birdie85

Tete_en_l'Air wrote: »

! Not that you're at all still bitter about it Birdie! :rotfl: Bit of a tirade 20 years down the line!

I admit that I'm still *very* bitter about it! Not being cute enough to be Mary OR an angel scarred me for life! And having to be a king twice was a real kick in the teeth! At 6 years old my dreams were shattered!

Tete_en_l'Air

Aww, we think you're cute!!

Birdie85

*sob* Thanks

tinkerbel

aww bless ya girls! I never got to be mary either but I was once an angel (my sister got vvvvvery jealous!) and I was a shepard once too (Obv got uglier as I got older!) but I was Annie once in year 6 and that was pretty cool (but they did spraypaint my hair orange!!)