thats it i have had enough

postingalwaysposting

I have had enough, i have just checked my accounts, i get payed tommorow but it shows up today, anyway, i have another month of living on exactly £6.77 not much of a life is it? :mad: i cant belive it, thats another month of using my overdraft to pay the min payments off all my debts :mad: i have been working in a dump all month where they take advantage of you doing 9-11 hour shifts and thats all i have to show for it, great isnt it!! :rolleyes:

lynzpower

cor that cant be right, its impossible!!

Are you on a DMP!? Whats happening, sorry I dont remember your situation, but it sounds really awful

(hugs)

tesuhoha

So where is all your money going? According to your sig you only owe about £500-£600. That looks pretty good to me.

postingalwaysposting

lynzpower wrote:

cor that cant be right, its impossible!!

Are you on a DMP!? Whats happening, sorry I dont remember your situation, but it sounds really awful

(hugs)

its just bills, i even had to borrow money from my mother to buy some glasses monday so that has to go back, the only thing out of my wages that is for me is £180 - driving lessons and £3.20 for an online game, i got payed £701.21 my bills are £651.20 overdraft is £50.00 (i still had some money in my account though) so money in account now is £657.97 (£707.97 with overdraft) - £651.20 = £6.77

lynzpower

you might have had more to live on oif you didnt waste money on things like online games!!

tesuhoha

Big hug from me. Just play that game! All month. And the time will whizz by till your next payday and lets hope you will be better off by then.

postingalwaysposting

tesuhoha wrote:

So where is all your money going? According to your sig you only owe about £500-£600. That looks pretty good to me.

this month:
38.00 - internet and phone (will get £11 back but not till 13th)
30.00 - mobile
5.00 - donation
50.00 - bus card
120.00 - housekeeping
40.00 - savings
3.20 - online game
180.00 - 10hours driving
76.00 - driving lessons while on holiday from work
100.00 - owed to mum
9.00 - cc1 payment (direct debit)

total = 651.20

postingalwaysposting

lynzpower wrote:

you might have had more to live on oif you didnt waste money on things like online games!!

£3.20 PER MONTH and that is because on my weekend off (actually three days) i dont leave the house and go out spending so i spend all the time inside three walls. I also dont go out with friends of down the pub!!!

tesuhoha

Have you got much saved? Are you saving for something specific? Or could you use that to pay a bit off your debts?

postingalwaysposting

tesuhoha wrote:

Have you got much saved? Are you saving for something specific? Or could you use that to pay a bit off your debts?

only £100 but i have to save to buy a car, otherwise i will be paying all this money to learn and then at the end of it will have to wait months to get driving and thus will be unable to appy for better pay jobs, its just a vicous circle!!

jcr16

could u get another job, or maybe do less driving lessons at the mo ? i guess by saying u pay housekeeping u live at home. are u able to reduce this for a while to help get on top of things. maybe instead of saving £40 a month use this to pay down your overdraft.

we had a £3k overdraft. and it seemed we could never get out of it. it would just swallow our money. but once we got rid of it. we realised how much further our money seemed to go. we were amazed. we have vowed never to have an overdraft again.

i know it seems like it is pointless. but it will work out in end. my hubby and i have been to extremly low points before. and got there in the end. it took time and harder as we had children. but u can get there and will.