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Missy's must get rid of this debt diary!!

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Comments

  • Katy83
    Katy83 Posts: 531 Forumite
    Debt-free and Proud!
    Missy,

    That is SUCH a good way of thinking about each day! I am struggling so much to keep motivated at work at the moment (mainly due to not having a massive amount to do), I am definitely going to try and make that choice on the way to work tomorrow. Thanks for that.

    Nice to see you back and getting back on top of things - I wouldn't worry too much about the time OH was home. Just think how far you have come in general. xx
    LBM 17th August 2009 Debt at LBM £18,612 Proud to be dealing with my debts.
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Katy83 wrote: »
    Missy,

    That is SUCH a good way of thinking about each day! I am struggling so much to keep motivated at work at the moment (mainly due to not having a massive amount to do), I am definitely going to try and make that choice on the way to work tomorrow. Thanks for that.

    I have loads of work I can chuck your way :eek: - being busy isn't always better :rolleyes: Hope things get better for you :D
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • missymoo81
    missymoo81 Posts: 8,034 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    hey, goodness what I drive home, the weather is awful!!!! How is everyone?? x
  • missymoo81
    missymoo81 Posts: 8,034 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I have even more of an incentive to pay off my debt now, me and OH have decided to try for a baby as of next month, as it looks like dec and jan he will be away when it's best for baby making but he's home on the right days in novemeber so we thought we would try from then. But that also means I need to pay my debt by august-ish :eek: But I am determined to get on top of it. Have uped my repayments to £250 a month, I think that this might cut if rather tight but I just have to pay it off.

    Have been reasonabley good foodwise today, work is still hugely getting to me, I stayed positive all day though and smiled constantly, so thinks are looking up.

    Been having a sneaky peek at baby stuff on the internet too, my goodness stuff is expensive!!!!

    speak soon

    Missy

    x
  • missymoo81
    missymoo81 Posts: 8,034 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    also need to make a big list of stuff to put in the freezer again.

    definitely making curry, pizza and 4 shepherds pies as they all went down well with OH.. going to scour the oldstyle thread for more ideas
  • Hi MissyMoo,

    Just saying Hello, life not too bad...just waiting for some *&^%@## to mess it up :D.

    Finding free time for yourself is essential as it helps "recharge the batteries", both mentally and physically, so i hope to see MissyMoo's fancy new nails in the near future!.

    I know we are all trying to get debt free but I like to think I am "living with debt" and will soon hopefully live life without it but most of all, I am still going to live my life as it's mine, not the bank's or credit card company's..end of rant.

    Been busy working overtime at weekend, which will (hopefully :eek: )pay for car service and MOT next month. Have been slightly naughty on the spending front last few days but OH gets paid Friday :T - her first pay cheque for 22 months and I know she will really value it.

    Good Luck with OH for the Baby Moo.

    BFN :hello:
    DFW'er - Lightbulb moment : 31st July 2009 - £18,499
    28th October 2019 -
    £13,505 - 27% paid off.
    Demolishing my House of Debt.. one brick at a time!! :)
    Thinking of spending???..YNAB says "NO!!!!"


  • missymoo81
    missymoo81 Posts: 8,034 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    hey chris, I bet it will be the nicest feeling in the world when your oh gets her paycheck, its been a long time coming hasnt it!!

    Awww baby moo, that sounds so cute!!!

    and I think i should start seeing my life as having a life with debt not having a debt that takes over my life!!

    speak soon

    missy x
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Wow - exciting news :j:j Fingers crossed for you and OH :D
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • missymoo81
    missymoo81 Posts: 8,034 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    thanks hun, I know it probably wont happen for some time but I'm so excited about it and so want it to happen straight away!!! sad i know, but I still cant wait :-)
  • TWINKLE
    TWINKLE Posts: 176 Forumite
    Hi MissyMoo,

    Just saying Hello, life not too bad...just waiting for some *&^%@## to mess it up :D.

    Finding free time for yourself is essential as it helps "recharge the batteries", both mentally and physically, so i hope to see MissyMoo's fancy new nails in the near future!.

    I know we are all trying to get debt free but I like to think I am "living with debt" and will soon hopefully live life without it but most of all, I am still going to live my life as it's mine, not the bank's or credit card company's..end of rant.

    Been busy working overtime at weekend, which will (hopefully :eek: )pay for car service and MOT next month. Have been slightly naughty on the spending front last few days but OH gets paid Friday :T - her first pay cheque for 22 months and I know she will really value it.

    Good Luck with OH for the Baby Moo.

    BFN :hello:
    Totally agree Chrisblue - this is how I would like to live my life......and will!
    LBM - August 2009:eek: DMP started - Jan 2010:o
    Total Debt - [STRIKE]£13,000 [/STRIKE] [STRIKE]£11,000 [/STRIKE]£9,750
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