📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The 12 week Debt-Life *Achieve something* Plan - WEEK 7

18911131449

Comments

  • DFW74
    DFW74 Posts: 25 Forumite
    Part of the Furniture
    Katy83, MRSMCAWBER's bagel recipe below; they are really simple, only slight change I made was to use 1 tbsp olive oil instead of butter and sesame seeds (only until I get the onion and poppy seeds!), oh and used ordinary plain flour (they turned out fine and saved buying the bread flour) let me know how you get on...

    You do need bagels in your life and since Tesco have stopped doing the onion and poppy seed then hm it is


    Originally posted by MRS MCAWBER

    Hi there

    Hope no-one minds me sneaking in.. have been reading the thread and thought i would share the bagel recipe i use....Thought they might be a good stand by for when you have no eggs or can't have eggs.
    This is a picture of the 1st lot i ever made..got them a bit better looking now;) ..they are stunning.. and you can always omit the poppy seeds and onions as i decided to stick them in the original recipe :p

    bagels -makes 8

    1. 1 cup warm water
    2. 1 tbs soft butter
    3. 1tsp sugar
    4. 3tsp salt
    5. 3 cups white bread flour
    6. 1 1/2 tsp yeast..... i used 20g of fresh
    7. 1tbs poppy seeds
    8. 2 tbsp fried onions (the crispy ones in tubs for salads)
    • tip the flour and salt into a large bowl and make a well in the centre
    • mix the fresh yeast, sugar and water and pour into the well add the butter (if using dried yeast -tip into flour but don't add the salt until you are kneading in the seeds n onions;) )
    • mix to form a soft dough
    • tip in the onions and poppy seeds
    • and knead to combine
    • leave to prove until double in size
    • cut into 8 pieces..mine were about 90g
    • roll into a sausage -about 9" - form into a ring and pinch the edges together (I formed mine around a barts spice bottle to get even-ish sizes;) )
    • place on a greased baking sheet -or on a silicone liner, cover loosely with oiled cling film or a split carrier bag and leave to prove for 20 mins
    • bring a pan of water to the boil, pop 2-3 bagles into the pan and cook for 1 min -turning half way through...they do swell slightly
    • lift out and gently shake to remove water
    • place on silicone liner /oiled baking sheet and when all done place in a preheated oven -200c/400f/gas 6 and bake for about 15-20 mins (you can glaze -before baking if you like with 1 egg yolk and 1tbs water mixed)
    • remove onto cooling rack and cool
    Hope thats of some use to someone :D ...
    Lightbulb moment - August, 2006
    DALM - Credit Card £3800; Overdraft £1,500; Loan £4342
    Current debt Feb 10- Credit Card £2420; Overdraft £2500 ; Loan £00:
  • ehallett
    ehallett Posts: 1,960 Forumite
    Hi everyone

    Great idea for a challenge. I would love to join please. My goals for the next 12 weeks are:

    Pay off my Barclaycard
    Pay off my Capital One card
    Declutter and throughly clean my house and keep it clean and tidy
    Finish off my Christmas shopping as cheaply as possible
    Fill up my £100 saving tin

    Good luck with your goals everyone.

    Emily x
  • julytex
    julytex Posts: 159 Forumite
    edited 16 September 2009 at 2:43PM
    Can I join in too? - My aims:
    1. Meal plan every week without fail and put any money left from budget into pot to complete number 2......
    2. Pay off Argos card debt
    3. Make Christmas Cards for everyone (I always plan to do this but never get round to it!)
    4. Buy / Make all Christmas prezzies in the 12 weeks so I don't end up overspending in last minute desperation like last year!
    5. Tidy up the dining room / office / Craft room and reorganise, Sell all unwanted craft supplies etc. that I find on Ebay (not that I have anything that I don't need of course).:shhh:
    Pay One Debt 2012! challenge #67 - £235.07 / £375.18 :T
  • Katy83
    Katy83 Posts: 531 Forumite
    Debt-free and Proud!
    Sams247 - The jamie in america cook book is brilliant too! I bought it with an old waterstones gift voucher and made his epic bbq sauce and some burgers last weekend for a BBQ, gorgeous!

    Thanks for the recipe DFW, am going to try it this weekend. May even see if the budget can stretch to some cream cheese...mmm, drool :tongue:
    LBM 17th August 2009 Debt at LBM £18,612 Proud to be dealing with my debts.
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    Katy83 wrote: »
    Sams247 - The jamie in america cook book is brilliant too! I bought it with an old waterstones gift voucher and made his epic bbq sauce and some burgers last weekend for a BBQ, gorgeous!

    Thanks for the recipe DFW, am going to try it this weekend. May even see if the budget can stretch to some cream cheese...mmm, drool :tongue:

    MrMs has Philly at half price at the mo;) 90ishpence for 300g
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • sams247
    sams247 Posts: 1,362 Forumite
    Part of the Furniture 1,000 Posts Homepage Hero Photogenic
    Katy83 wrote: »
    Sams247 - The jamie in america cook book is brilliant too! I bought it with an old waterstones gift voucher and made his epic bbq sauce and some burgers last weekend for a BBQ, gorgeous!

    Ooh I have some book vouchers from my birthday that I was saving for a rainy day treat...... I may well have to go and have a browse in Waterstones tonight..... I bought a brand new Gordon Ramsey cook book complete with dvd in a charity shop yesterday for £2 - well pleased with that
      To those who are given much, much is expected

        £2025 in 2025 = £680.60
          Food Budget £180/9.30.
            Fiver Friday #13 £35
          1. :Twhat a great idea! my goals are:-


            1.get daughter to sort out payment of gas &electricity bill :mad:

            2. not to spend over budget
            3.have 2 No Spend days a week:eek:
            4.get organised for xmas
          2. Lucifa73
            Lucifa73 Posts: 7,726 Forumite
            Part of the Furniture Combo Breaker
            Lucifa73 wrote: »
            Yesterday I did a Nell workout, went to PND group, made Nathan some meals for the freezer and that's about it:rolleyes:

            Today I WILL clean out the fridge as well as bung a sausage hot pot in the slo cooker (eat half freeze half)Not DONE and do another Nell workout DONE. Tomorrow is my run day so will need to sort my kit DONEso its ready to jump into at 6am tomorrow morning:eek:

            Also tidied a 'hot spot' fly lady style. Disappointing news in the afternoon kind of stopped me in my tracks though so no hot pot. Will bung it on early doors tomorrow morning.
            26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
            28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
            SPC 2019 #073


          3. postingalwaysposting
            postingalwaysposting Posts: 13,987 Forumite
            edited 16 September 2009 at 7:23PM
            Well done to all though who are making rapid and positive steps to the 12 weeks :j Also hello to all those new to the thread :hello:

            1) Be more positive about myself/my life...
            Yeah, really positive today, happy and I have a new counselor, cant wait for tommorow now :j
            2) No spending unless its needed for my day to day living... NSD :T
            3) Use my time more wisely... Ummm not really today, been hanging out online all day and I have been watching you tube again. However I guess its better than going shopping/to the movies or cleaning that I just cleaned Sunday :D
            4) Pay off at least £300 from my debts... Nothing paid today, however all debts that are left are now 0% and I have reduced my credit card limit to £300 but I will close it in the new year ~ couldnt really close it now as its only 4 months old and looked 'odd' ;)
            6) Stick to my eating plan 100%... Yes another day nearly under my belt, just keep plodding :beer:
          4. beanielou
            beanielou Posts: 95,816 Ambassador
            Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
            PaP~Just my opinion~but I think would do you npo harm to keep the credit card.You never know when you might need it.
            I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

            Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
            "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

            ***Fall down seven times,stand up eight*** ~~Japanese proverb.
            ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
            One debt remaining. Home improvement loan.
          This discussion has been closed.
          Meet your Ambassadors

          🚀 Getting Started

          Hi new member!

          Our Getting Started Guide will help you get the most out of the Forum

          Categories

          • All Categories
          • 351.4K Banking & Borrowing
          • 253.3K Reduce Debt & Boost Income
          • 453.8K Spending & Discounts
          • 244.4K Work, Benefits & Business
          • 599.7K Mortgages, Homes & Bills
          • 177.1K Life & Family
          • 258K Travel & Transport
          • 1.5M Hobbies & Leisure
          • 16.2K Discuss & Feedback
          • 37.6K Read-Only Boards

          Is this how you want to be seen?

          We see you are using a default avatar. It takes only a few seconds to pick a picture.