Karmacat: To Infinity And Beyond!

Wol2

Decisions Decisions

Well done KC :T:T

It's tough making decisions especially on "suppliers" these days - so often we hear about getting ripped off et etc etc. But you have to make the decision and can only go with the best info you have available at the time.

i.e. YOU HAVE DONE YOUR BEST - and have therefore MADE A GREAT DECISION :T:T:T

(no matter how frightening it may seem )

You;re on the road now - don't be afraid to dig your heels in the ground at any time and "pause" if it all moves to fast for you -

But also don;t be so afraid that you hold back on a new decision through fear - We can wait for the rest of our life for ALL the info to come along so that we will feel confident that the decision we make will be the RIGHT one - but in a nutshell that won;t ever happen - so we have to make the best decision we can on the info available ...and risk getting it wrong

Ooh Property !!!!!! beckons :cool::rotfl:

Take care Hun - well done on the HIPS - take a bit of extra care on the coneyancing etc - you want a GOOD conveyancer - not like mine which is why I am in the mess I am in now

xxxx

hypno06

Feel the fear - and do it anyway!!

I hope all goes swimmingly for you :T

Karmacat

Wol2 wrote: »

Well done KC :T:T Thanks!

It's tough making decisions especially on "suppliers" these days - so often we hear about getting ripped off et etc etc. But you have to make the decision and can only go with the best info you have available at the time. Thats so true - if I waited to find absolutely the best at absolutely the cheapest price, it wouldn't get done.

i.e. YOU HAVE DONE YOUR BEST - and have therefore MADE A GREAT DECISION :T:T:T Yay!

(no matter how frightening it may seem ) Boo! to being frightened....

You;re on the road now - don't be afraid to dig your heels in the ground at any time and "pause" if it all moves to fast for you - good point, one I hadn't thought of, actually

But also don;t be so afraid that you hold back on a new decision through fear - We can wait for the rest of our life for ALL the info to come along so that we will feel confident that the decision we make will be the RIGHT one - but in a nutshell that won;t ever happen - so we have to make the best decision we can on the info available ...and risk getting it wrong this is where I'm a bit dodgy nowadays, I think the fact I made such a mistake on the French apartment has really shaken my confidence, and I'm only now recovering it.

Ooh Property !!!!!! beckons :cool::rotfl: a very practical level of !!!!!!, but !!!!!! nonetheless :rotfl:

Take care Hun - well done on the HIPS - take a bit of extra care on the coneyancing etc - you want a GOOD conveyancer - not like mine which is why I am in the mess I am in now see next post!

xxxx

:grouphug:

hypno06 wrote: »

Feel the fear - and do it anyway!!

I hope all goes swimmingly for you :T

Classic! But very, very true because of that. I have a viewing today, in HH, thats more for experience than anything else, and I'll be taking a trusty notebook and pencil along to do some budgets

Karmacat

This is the "see below" post. Yesterday, just before I left for London, I spoke to Nationwide - I phoned on the fly, so I only just had time to do it, but it was really helpful, I got costings for the survey and the solicitors if I want a mortgage - even if I don't, actually, it might well be a good idea to use Nationwide-approved ones. So the costings for the actual move are very realistic now, and looking much better than I thought.

Rounding figures up slightly, it comes to:
400 survey
1700 solicitors
350 HIPs pack
2700 my estate agent
2200 stamp duty - obviously, this will vary with what I buy

Thats £7350 - even if I round that up to £10k, that should be well enough for the removals.... I'll go through Martin's checklist on the main site, but I think I'm clear on that. :j I'm pretty pleased with those figures.





EDIT - look what I found and and and I'd forgotten about hystersisters

Karmacat

Back .... did the mystery shop (oh boy, they're not going to be happy about what I found) looked at the outside of the £224k one, popped in to a showroom (too small, **way** too expensive, too noisy) and the one I actually went to see, a lurvely detached bungalow, this one http://www.rightmove.co.uk/property-for-sale/property-25260268.html is gorgeous - but somebody's put an offer in on it already, and its too far from the station for me anyway. I really just went cos it was open house, and for the experience of the market.

Even the cheap one is too far really I walked it today in 17 minutes or so, at a fairly easy pace for me - but I walked through a park. Late at night, the necessary dogleg around the park would bring it back to 25 minutes, which is what I have now back to the drawing board.

And there's the general area to consider - two estate agents have warned me about that area, basically because its ex-council. Its perfectly fine as an area - well kept houses, grass verges, both mature and young trees in them, etc etc - but there's, I don't know, a down-at-heelness about it, even though the houses are so nice, its puzzling.

Back to the drawing board.

Karmacat

Names of estate agents: psp, marcus grimes, mark revill, fox & sons, mansell mctaggart, connells. Off to sign up on some lists.

And hypno's capsule wardrobe list:

• Shoes
• Work
• Casual
• Sports (ski, run etc)
• Accessories

Plus SE suggested makeup as part of that. I like it!

turfy6

KC There is a lovely house out there with your name on its just a question of finding it. Youre doing brilliantly and youre so positive at the mo go KC :beer:

elantan

liked the look fo the property !!!!!!

re the council area ...maybe take a wee trip to the local police station and see if they know any reason why it isnt desireable ...we did this and it helped immensley with the decision making ...especially as we didnt know the area at all

wouldnt let the fact it is a council area put you off though ...there are some good ones out there ...admittedly not thousands ...but there are some


and just think anyway soon enough 17 mins trek to a train station is gonna be 10 ...

Karmacat

turfy6 wrote: »

KC There is a lovely house out there with your name on its just a question of finding it. Youre doing brilliantly and youre so positive at the mo go KC :beer:

Thank you! :beer: I'm absolutely believing that right now, this move feels so right in so many ways - the terror, as Wol said, is something else again

Karmacat

elantan wrote: »

liked the look fo the property !!!!!! good stuff!

re the council area ...maybe take a wee trip to the local police station and see if they know any reason why it isnt desireable ...we did this and it helped immensley with the decision making ...especially as we didnt know the area at all I don't think its about that kind of thing, tbh El, I think its about aspirations - for instance, the fences are all that chain link stuff - hardly anyone has built walls, or put wooden fences in. It looks cheap, frankly, thats all it is. There's absolutely nothing wrong with the area.

wouldnt let the fact it is a council area put you off though ...there are some good ones out there ...admittedly not thousands ...but there are some It honestly doesn't, really. But I stood in that road and I didn't like the *feel* of it. The chain link fencing is only the tiniest, visible aspect of that. Its visceral.


and just think anyway soon enough 17 mins trek to a train station is gonna be 10 ...

Ah. My trek is 25 minutes at the mo, El, which is a long old trek - going out for the day, it puts an hour onto anything at all, which is a bummer right there. The cheap house is only a 15m walk at the same pace - but if I'm coming home at 11.30 at night, I can't walk through a park, in any area of the south east, thats tantamount to suicide, so it would be back to being a 25m walk or a taxi. I want better than that!

Apologies - I know this is really detailed and really fussy - I'm using it to refine my thoughts about what I want - its only today that I realised about me walking home late at night, for instance.:o