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So here's to you, Mrs R....
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That's fantastic :T. I don't know whether anyone else notices this, but when you start getting yourself together, all sorts of other good things head your way, and fal into order. I might have a productive morning of sorting more things out for ebay. Free listing this weekend!!
:j
M&S £2878.22/ Natwest £3526/ Loan £405/ [STRIKE]Sofa £0[/STRIKE]/ [STRIKE]Ring £0[/STRIKE]/
Savings £12.04 NSD 3/10 :cool:Total £6915.88
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Good Morning Mrs R!
Wow that was quite a read - a whole month's worth!
Sorry to hear about your woes with the puppy & the neverending maleness of life. - If it helps at all you are not alone there - between work, where I'm the only female and home, where it's a struggle to train OH let alone a pet, am often left wondering if I'm the only one on the planet who goes spare when loo rools don't get changed, tea stains magically appear on counters & clothes get left in the middle of the floor!!!
On a bright and positive note, it's lovely to hear your good news on the redundancy payouts & Littlewood's win - isn't it wonderful when things money related go so positively.
xox
RT4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)Psst...I may have started a diary!0 -
Dash it all, just done big post and lost it! Suffice to say, have had mini-splurge totalling £32.50 (clothes) though a tenner was cash from my weekly allowance so not too bad i.e £22.50 extra leaving my a/c.Also all is intended for my Paris trip and they were all reduced/bargain items anyway (and all stuff would have bought at full price, which is always acid test for me).
Mr R also got two months extra salary in lieu of notice!! So now we are going to refit our kitchen, with no need for a loan or adding to mortgage - have always dreamt of being in this position! Kitchen planner coming tomorrow, units will come from Howdens at trade price and we have a friend to fit who will do a mates rate - so all good. Am excited.
Took my eye off ball with our joint a/c and it exceeded its OD limit by £30 - now transferred £70 across to cover but probably too late to avoid charges next month. Sooo cross with myself. Might try asking bank to let us off, on basis of recent good behaviour....
My own a/c is doing well, mini-splurge aside, as having done some cleaning work, been able to use cash for stuff like petrol, which has taken pressure off my a/c. Declared the cleaning for JSA so that will be reduced I assume but wanted to keep above board. Hoping to be able to transfer back £200 to my savings a/c at end of month - could just withdraw less of course for next month, but bizarrely find it more motivating this way! If I wasn't going to Paris I could pay off £600 from my RBS next month, but still. You've got to live, haven't you?
More cleaning on Thursday - earmarking proceeds for some Converse low tops. Another next week, and using that for my Dior lipstick. Am liking this cash economy v much. Though lucky enough to be able to use proceeds for such luxuries.
Hope all Ok out there - coo coo cachoo for now
Mrs R#Tesco 0% NIL Jan 2010
# RBS 3.9% NIL Oct 2010
# Virgin 0% £2670.92 Oct 2010
# RBS O/D NIL - repaid with redundancy pay Jan 20100 -
Also, in a bit of a downer, made mistake of weighing myself today - never do - on someone else's scales - can it be tru I have gained 6lbs? I never put on weight, and hadn't really noticed I had TBH. So now want to re-weigh on scales I normally use - also not mine (don't have any), to be sure. But just in case, am cutting out as many carbs as I can, as CANNOT, just CANNOT, gain weight.
In other food news, if anyone wants to try a graze box from www.graze.com, here's a code (not sure am allowed to do this here but going to try anyway!)
218mzvw
You might need to know my christian name as not sure if that's part of code - have a go and pm me for it, if you do. For everyone that gets one, I get a pound off my next box (have had two free ones so far - v.g). They are normally £2.75 - seems to be no obligation to continue beyond the free one and they appear easy to cancel
Wish me luck with the carb cutting - never really dieted but know it's generally eat less, do more, and hold back on the carbs.....
Mrs R#Tesco 0% NIL Jan 2010
# RBS 3.9% NIL Oct 2010
# Virgin 0% £2670.92 Oct 2010
# RBS O/D NIL - repaid with redundancy pay Jan 20100 -
Mrs R, the scales are obviously wrong! It cannot be true that you have gained 6 lb. If you had you would have known about it. You would be struggling to do up your trousers.
Trust me, as i've definately gained 6 lbs. I'm back at the gym and every time I bend over my shorts pop open.I learned that courage was not the absence of fear, but the triumph over it. The brave man is not he who does not feel afraid, but he who conquers that fear.0 -
Hey thanks Scrooge!
I weighed myself again on yet another pair of scales today...and they said...I think....8st 13lbs! Now that's more like it....but now have got my head round reducing (refusing to say dieting), am going for it anyway, as 8 st 5 sounds good to me.....so have had half a grapefruit, nuts and seeds, two scrambled eggs with serano ham and a low fat muller yog with a clementine today - kind of what I'd eat anyway, but carb-lite.....
Mrs R#Tesco 0% NIL Jan 2010
# RBS 3.9% NIL Oct 2010
# Virgin 0% £2670.92 Oct 2010
# RBS O/D NIL - repaid with redundancy pay Jan 20100 -
8 st 5 lb! I don't remember ever being that light.
But you are right. You are off to Paris soon and therefore you need to show those Parisienne ladies that there is one woman in Britain who is slim and tres chic (I just wish it was me).I learned that courage was not the absence of fear, but the triumph over it. The brave man is not he who does not feel afraid, but he who conquers that fear.0 -
thanks Scrooge....yes I WILL I WILL be super skinny and chic in Paris, am determined!
To that end, been v strict on diet front - am waking up hungry which is unusual - think results showing already but still want to get on my MILs scales, which are my usuals, to see what they say, and then again Tuesday, on the ones I used last week, to see what have lost in a week. Today have eaten:
*melon and grapes for breakfast
*home-made lentil, chilli, chickpea and parnsip soup for lunch
*a muller light yoghurt
* small handful mixed fruit and nuts
No dinner yet as still waiting for Mr R to get back from his run (and he left at 4:30, so it's a long one, and he's going to be hungry...) but when he gets in we're having lamb shanks in a kind of morrocan sauce, loosely adapated from a Nigella recipe - and let me tell you, am really quite hungry now.....DSs had sausagey pasta bake, so seem to have been cooking all day...lucky I like it.....
OK, enough of food, on the DF front I am taking back the Fat Face cardigan, purchased at £10.50 this week, as am not sure it's really me...it has batwing sleeves, which am finding a bit edgy on me...and it's red...and I love red, and am drawn to it, but it doesn't always suit.....and anyway, had another splendiferous charity shop bargain today, a really chic blue/grey cardigan, in a viscose mix, really nice and weighty and yet light to wear, ribbed and with a kind of diagonal zip and some pearly buttons ...it has a French label (always good in my book) ...and was....£1.98.... as it was half price! Am pretty sure is the sort of thing that would retail new at between £40 and £60, so v lucky to snap it up....
Got to make my £350 payment to RBS next week, and £80 ish to Egg, then that's it for the month as Paris will be next.....
Mr R left work yesterday - can't imagine what it's going to be like him being home all day (he wants to take a month or so off to attend to other stuff whilst he persues new opps anyway), and not sure he can either. I predict squabbles ahead - esp as DS1 and 2 also now home for 3 weeks - as have got used to my own space in the daytime.....
Wish me luck
Mrs R#Tesco 0% NIL Jan 2010
# RBS 3.9% NIL Oct 2010
# Virgin 0% £2670.92 Oct 2010
# RBS O/D NIL - repaid with redundancy pay Jan 20100 -
mrs_robinson wrote: »I predict squabbles ahead - esp as DS1 and 2 also now home for 3 weeks - as have got used to my own space in the daytime.....
Wish me luck
Mrs R
I predict the dog having many many walks over the coming daysSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Good luck with that then:eek:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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