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Loved life a wee bit too much!
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Sorry to hear the sad news. At least he passed peacefully2019 fashion on a ration 0/66 coupons0
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Thanks mum2one and jellie!
Anyhow this is a debt free diary so, i bought three baskets from morrisons today £1.99 for hampers for christmas! And they have (in morrisons) robinsons squash 50p!!:D.
Bought sdvent calenders also done now dont have the dec 1st manic panic that they are sold out!:eek:0 -
Sorry to hear about the hamster. I understand what you mean about taking them to the vets.
Found a few xmas pressies today as well in Tescos - nothing like a bit of planning!1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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Hi beat the debt - I enjoyed making hampers last year for xmas - I've been gathering stuff together for a while....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
I have bought some lovely christmas cellophane with holly print in gold on it from ebay! Am doing beauty hampers x 3 1for mum and 2 mil's.:rolleyes:
I have some lovely Kylie showtime perfumes only £11.49 from studio for 50ml!:D Pink glass nail files and pedicure foot brush things! I may vary them for whichever recipient.;).
Was thinking of putting liquer and chocs in also? All ideas very very welcome come on share!:rotfl:0 -
hey BTD - on the left of the bottom right block of text and symbols and stuff is the thanks button.
its very rewarding and cheap to hit it on posts that you like or help you - but not all of them, (and probably not this one)I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine0 -
Hey Mark88man i do like your message and it did help i forgot about thanks button!xx You ok?0
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hi BTD - it is worth searching the freebies board- I got some Avon and some Dove which will go in my hampers this year. I also look for bargains at places like B&M Bargains, Home and Bargains and Savers - got max factor lip gloss for £1.29 for example. If you look at the boots grabit threads on shop but don't drop you can often get bargains there too.
Use the Make £10 a day challenge to create extra money to pay off debt / fund xmasAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
hey honeybunch sorry I haven't been in touch, very sorry about hammy, and I don't think you're silly I would have done the same.
ooh well done on your hamper making, I have got all the stuff to make my stepmum one for her birthday. They're a great idea.
oooh there must have been something in the air the other day, as I also caved into fish and chips!!!! There's only so long you can resist!!!
Bless little J going through his joggers, my nephew is the same age, and his clothes only seem to last him five minutes, my sister gets very frustrated.
anyways hun I hope you have a good weekend.
speak soon
missy x0 -
Hi good idea savingholmes about freebies board thanks for that!x:D
Hey Missy hope your enjoying OH being home.:D
I have been to a friends "nearly new and new" sale radley bags shoes clothes etc and didint but a thing! Just went to support her!:D Before i would have bought something to be polite!:rolleyes:
Having a takeaway tonight and not feeling bad about it as the last one was August and it used to be a weekly thing so i will enjoy!:T
Little J and big J making biscuits cost the earth to make but they are having fun and its good to get little J cooking,:rolleyes:.
Doing well with the christmas shopping Amazon have been so cheap cheapper than tesco or asda and with free delivery!:T
Nearly blanky and x factor time!:T0
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