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Loved life a wee bit too much!

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Comments

  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    If its confessions on early planning.. I start mine in Jan, hit Boots when its 75% off and just bulk buy.... halfcost site, keep checking that, and anything else that is reduced. I hate paying full price. I store most stuff in the little shed, its got to the stage now that I have to push the door shut, lock really quickly and hope for the best!!

    Thou theres a strong possibility that I'll be loseing my shed next year, it could be going to a downstairs loo.... but I won't be beaten...... I will find space somewhere!!!!!!!!!! xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Wow BtD...you are Christmas organised, that's for sure! :0 :T

    I hope to visit the Boots 75% sale as well. We got on very well last time. It would be pity not to rekindle such a cordial relationship! ;)
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P    roud to be dealing with her debts 1198~
  • cloud_cuckoo_land
    cloud_cuckoo_land Posts: 356 Forumite
    I might give that a try, but that would mean I'd actually have to have some money left after christmas!!

    Cuckoo. xx
    Light Bulb Moment 29/03/10!!
    Starting Fresh to get my house and finances sorted! 02/02/12
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Thats my problem too, I never have any money left for the sales!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    I'm lucky we all use pay and go phones at home, mines a £15 top up to get the "freebies", so top up at Boots, and be really gd and don't spend them......... despite how desperate I want to!! xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Oh so you save all you points for the sales? You are very clever Mum2one. I tend to use mine to buy Estee Lauder moisturiser, couldn't justify it otherwise!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Please all tell me you are late paying cc's also!!!!!
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    yes BTD frequently!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • cloud_cuckoo_land
    cloud_cuckoo_land Posts: 356 Forumite
    I only pay them on time because I'm on a DMP!!! ;)

    Cuckoo. xx
    Light Bulb Moment 29/03/10!!
    Starting Fresh to get my house and finances sorted! 02/02/12
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    I was late in Nov with payments, had one of those months, sure there be a few red marks on my credit score.

    xx
    xx rip dad... we had our ups and downs but we’re always be family xx
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