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Loved life a wee bit too much!
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Not to worry though - everyone has those months sometimes (me more than most!)
Keep your chins up!! (Not meaning you've got more than one chin, lol - just addressing it to more than one person!! I'll keep digging shall I??)
Cuckoo. xxLight Bulb Moment 29/03/10!!Starting Fresh to get my house and finances sorted! 02/02/120 -
cloud_cuckoo_land wrote: »Keep your chins up!! (Not meaning you've got more than one chin, lol - just addressing it to more than one person!! I'll keep digging shall I??)
*Hands over shovel*
Here, Cuckoo, get digging...you can dig BtD out of all the [STRIKE]pooh[/STRIKE] snow that [STRIKE]you[/STRIKE] she is in!
:rotfl: Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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Thanks next question do any of you have a day per month when you have not got any money at all not a bean?xxx0
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yes, all the time - but fortunately I have a mum who lives near by and lends me money till I get paid. Bless her. xxLight Bulb Moment 29/03/10!!Starting Fresh to get my house and finances sorted! 02/02/120
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In Nov that magic oh heck I have no money was the 14th........ father open your wallet!! borrowed £30 off them, just been ngtmare but nowt to show for it as they say. xxxx rip dad... we had our ups and downs but we’re always be family xx0
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it just seems i am playing catch up all the time and i am not winning i pay arrears then am late paying min amount and so it continues!!!!x0
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Right i think i need a kick up the arris!!:p Posotives, i have all my christmas presents and thay are wrapped!
I have 2 jobs and hubby has one and is applying for bank work.
I may be late paying things but i am paying!
In jan i will catch up!
I have a wonderful family and friends,
Mortgage lowish at 87k?
AND I HAVE MY MSE FRIENDS!!!!!:money::T0 -
I have had days where I have no petrol and no money and no idea how I am going to get home!!! (That day I pretended I forgot my purse and borrowed £10 from work mate, knowing DH would have money the next day)
And yes set yourseld some goals for Jan/Feb and don't worry about it because worrying will only stress you and it aint worth it - just think like a banker!!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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BEAT_THE_DEBT wrote: »Right i think i need a kick up the arris!!:p Posotives, i have all my christmas presents and thay are wrapped!
I have 2 jobs and hubby has one and is applying for bank work.
I may be late paying things but i am paying!
In jan i will catch up!
I have a wonderful family and friends,
Mortgage lowish at 87k?
AND I HAVE MY MSE FRIENDS!!!!!:money::T
Thats the ticket honey!!
Like everyone keeps saying to me, at least your doing something about it - unlike all those people you know who are soending on cards and burying there heads in the sand about how much they actually owe!!
Keep it up babes, even if you're not doing anything else - you're still coming on here and dealing with things the best way you can.
Love Cuckoo. xxLight Bulb Moment 29/03/10!!Starting Fresh to get my house and finances sorted! 02/02/120 -
Hi BTD, hope you're ok?
I'm impressed to see you're organised for Christmas so early (only seems like 2 mins that I was typing that *last* Christmas
)
Keep focusing on the positives as it sounds like there are plenty of them.
Take care xx0
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