Govt Mortgage to Rent Scheme/Will it save my house?

IF

Oh dear Angie, I'm sorry to hear their messing around again. Big hugs my lovely lol x :A

lorsy

Oh Hun how could they!! dont give up hope, dont let them take you down again, keep strong and I will cross, pray and wish that this will be over soon and its all ok...sending you huge hugs sweetie xx xxx

sillygirl73

Oh Angie,
Am so cross for you:(:(:mad::(:(. I can't believe they are still putting you through this. I am hoping and praying that Miche and phil are right. Will be thinking of you tomorrow xxx

tigerfeet2006

Angie, thinking of you and have everything crossed ((hug))

Angiepange

Miche* wrote: »

sweety I don't know what to say. I wonder if the ML are trying one last attempt to get you to sign for liability in the hope that you're not as clued up as you are. Lets not forget hat mortgage lenders are slippery and do scare their 'customers' into signing (we know I know this so can say it) they maybe trying this thinking your backs are against the wal, so close 'oh go on DH, lets just sign it, take the risk' etc etc they don't know you're here and so clued up about it all.

I feel another tactic, another paper shuffling game to get the ball in their court.

I'm sorry it's not over, I really really am x

philnicandamy wrote: »

I'd be tempted to agree with mich.....maybe it truly is a last ditch attempt at you accepting liability...i'll cross EVERYTHING for tomorrow x

Thanks everyone for your replies and support :A

Miche and Phil, I am hoping you are right about this. We have just filled in the shortfall forms, we have filled in the income and expenditure form, have included payslips and BR details to show we have NO disposable income to pay a shortfall. We have NOT SIGNED anything, so its probably been a waste of time, because im presuming that without our signatures the forms are not worth the paper they are written on. But im hoping that by supplying the information the bank will make the decision.

I dont know if we are doing the right thing, hell who can I ask? Nobody seems to be making a decision on our case, I guess to them we are just another faceless file The HA just want to complete, all along they have encouraged us to sign for liability, obviously they want to start collecting rent. But what about people like me? Nobody goes through the hell of BR to then take on more debt , its crazy really and left us at an all time low

Our CAB advisor is taking the forms to the meeting tomorrow so I should hopefully find out on Thursday what the next step is.

dancingfairy

Oh Angie - completely gutted for you I can't beleive they are dragging this out even more - they aren't going to get anything from trying to repossess you
Crumbs - you are so strong - you must be due some serious good fortune following all this.
df

Sunnylooloo

Angie i am so sorry only just seen this............

I am so so so gutted for you!!

you know where I am if I can do anything.

xxxxxxxxxx

Angiepange

Morning all

Talk about putting our nerves through the shredder these last few days !!!

I have just found out that the bank are willing to accept the Housing Association's offer and the Local Authority's offer from their Repossession Prevention Fund for the house as FULL AND FINAL SETTLEMENT :j:j

I've been told we don't have to sign any shortfall sale forms and now its just a matter of the funds reaching the solicitors in order to complete :T:T (not sure how long that takes but could be as early as next week!)

I feel like I should be on cloud nine, but after the long difficult struggle its been, until we are physically handing our first weeks rent over I am reserving celebrations

Just wanted to share my news and give some hope to others going through mortgage rescue that if you hang in there and don't take no for an answer, you can eventually get a result Good luck everyone.

I will update as I get further news but thanks everyone for the support and advice :A

Angie x

IF

Oh Angie, I'm so pleased it's finally being sorted!!


Much love
If...x

debtinfo

Good news angie

I think if you looked up persistence in the dictionary there would be a picture of you next to it