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The 15k Paper Hat - It could be YOU!!!!!

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  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Well done CMD!!! :T:T:T :beer::beer::beer:

    Fantastic new CMD. Great you'll have another wage coming in and fab news about being under £16k!

    :beer::beer::beer:
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Amazon is really on and off for me. Sometimes it comes up good and sometimes no sales.

    Transfered £41.85 from paypal to my account today, but that's almost what I owe ebay in fees. Have dd set up to pay that, but if I would've realised earlier, I would've just done one of payment from paypal and gotton it out of the way. Too late now though...
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wow CMD that is great news re OH's job and the dent in your credit cards :j- that will be amazing won't it! Has your OH come round to the idea then with the band and every again ?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    clearmydebts wrote: »
    Yay, I'm (just) under 16k!!!


    Well done CMD that is great!

    TMD
    Sealed Pot Challenge #016
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    How great that your OH got a job, Reading is quite nice from what I've seen of it.

    So when is your baby due?

    TMD
    Sealed Pot Challenge #016
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    savingholmes wrote: »
    Wow CMD that is great news re OH's job and the dent in your credit cards :j- that will be amazing won't it! Has your OH come round to the idea then with the band and every again ?


    Thanks SavingH and TooMuch,

    The great thing about us moving to Reading is that he can still stay in the band. It will be a bit of a trek to rehearsals but it is doable. So he is happy and we are both excited that we will have 2 wages coming in after 2 years of just one wage.

    Am very happy today :j
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Really pleased that he can keep his music dream alive - dreams as we all know are very important and help keep us going!

    I am so on edge - hope they don't drag this (not letting me know) on thro the weekend....

    DS is off school sick today - second day back ! Typical! Took him the doctor's tho and it is genuine just irritating...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Snow_White_5
    Snow_White_5 Posts: 493 Forumite
    CMD, that's great news about your OH's job :T. Does it mean that your plans to move to Spain are still on track?

    tirilttan - well done on more sales. Enjoy the clothes shopping.

    I'm wanting to be all MSE and make my lunch now to have an NSD, but don't have any clean pans and can't be bothered to wash up. I must sound like such a slob, I'm not - honest :D.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Snow white - use the microwave? No need to wash up pans then?

    I don't think I would ever make the fly lady thread either!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    SH - Hope your son is better soon, how annoying for you though on his second day back.

    I'm so looking forward to Monday when DD1 goes back.

    TMD
    Sealed Pot Challenge #016
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