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The 15k Paper Hat - It could be YOU!!!!!

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  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    I guess I could. To be honest, normally the guys are really great. I think nowadays I'd fly off the handle with anyone, not really wanting to share anymore. I will start looking for other places next year though, with less ppl, bigger rooms etc.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    tirlittan wrote: »
    I guess I could. To be honest, normally the guys are really great. I think nowadays I'd fly off the handle with anyone, not really wanting to share anymore. I will start looking for other places next year though, with less ppl, bigger rooms etc.

    Yeah, I am sharing at the moment and haven't shared with anyone for 8 years as I moved in with OH. It is stressful and I can't wait til it is just the 2 of us again!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    It is stressful cos other people have other ideas about cleanliness etc. I get on with the guys really well as long as we leave cleaning and tidiness out of the conversation. ;)
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    hello everyone.....

    going to have to have a serious chat with dh tonight about what we're going to do!!!!
    Wealth is not measured by currency
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi guys

    CAFCgirl hope the chat goes well

    Tirl - I sympathise with the house sharing thing - it can be so frustrating! Luckily those days are well behind us but I still remember what it felt like!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Hope the chat goes well CAFC :)

    Hi everyone else. I sold my treadmill on Ebay and looks like I have sold my bed and lockers as well so that will be more money for the debts, when it comes through. I can't believe the stuff is selling so easy (touch wood) but it feels like a good sign that the move is a good one :)

    Just need to offload some more stuff for free either to friends or freecycle and then we have really cut down on our clutter
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    CMD glad its all been clearing well for you......

    chat did not go very well and we're barely talking this morning, and im going out later as well.....
    got a load mroe ebay bits to package up and then i can post them after my lunch out (which is paid for by someone else).....
    Wealth is not measured by currency
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    CAFCGirl wrote: »
    CMD glad its all been clearing well for you......

    chat did not go very well and we're barely talking this morning, and im going out later as well.....
    got a load more ebay bits to package up and then i can post them after my lunch out (which is paid for by someone else).....

    Sorry the chat didn't go well. With my OH I find he buries his head a bit and then if I try to chat to him he loses his temper but then he thinks about, comes around to the idea and apologises. Not ideal but he does come around in the end. I really hope you have a sensible chat later.

    Yeah, delighted with the stuff selling. Just fingers crossed it all goes through :)

    How is everyone else this morning?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Cafcgirl sorry it didn't go well - we always used to row over money too!

    CMD really please for you on the stuff selling - fantastic news!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    figured out despite having £40 in my ebay acct...... ive only actually made about £10, after postage...... ad to be honest im not sure it was worth all the stress and effort!

    DH and I have just had a bit of a sort out in the second bedroom though and made up a couple of bags of stuff to be taken to the charity shop and then im going to try and do our front room tomorrow. its an absolute state!!!!! And is quite depressing if im honest, maybe a good therapeutic de-clutter is whats needed....
    Wealth is not measured by currency
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