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The 15k Paper Hat - It could be YOU!!!!!

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Comments

  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    we're going to be living in the north east but dh will be working with greater manc, so north west......

    we went for a good walk around and met some locals.... accents might take some time to get used to though xx
    Wealth is not measured by currency
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    CAFCGirl wrote: »
    we went for a good walk around and met some locals.... accents might take some time to get used to though xx

    when i lived in gtr manc i used to get teased about my welsh accent. now i've moved back to wales i get teased about my english accent. just can't win :rolleyes:
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    starnac wrote: »
    there's nothing wrong with a bit of reassurance CMD

    i will know by tuesday about the job. not feeling very confident now though

    I really hope you get it :)
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    clearmydebts wrote: »
    I really hope you get it :)

    me too :D

    we could really do with the money and we'll never have enough for our own house without me getting a better paid job
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi littlechicken - not deliberately ignoring you. must be nice to be so close to your DFD date even if it has moved back a bit.

    I love this thread! I think we are such a great group!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hear hear! I really enjoy chatting with everyone on here and feel like I know you all :)
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    it keeps me going some days knowing i can talk to people on here
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • poorandindenial
    poorandindenial Posts: 4,097 Forumite
    I think you are all lovely - you guys are the main reason I keep on posting on the MSE boards :)
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 October 2009 at 9:22PM
    it really does help to have a core group to relate to doesn't it! It's nearly the first anniversary of this thread isn't it???

    you lot started 17th October and I think I joined on the 18th. I had about £19.3K debt and about £1.5k savings

    By mid October I will be at about £15.2K of debt (AFTER buying a £4K car) without the car I would have been down to 11.2K of debt despite being out of work most of the last 6 months.

    I still have savings of around £1.4K plus just got a pension refund of about £2K... So if I do start work soon there is still scope to get on with the challenge!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • poorandindenial
    poorandindenial Posts: 4,097 Forumite
    edited 4 October 2009 at 9:18PM
    Oh my goodness, two weeks yesterday until we are 1!!!

    ETA: I went and checked - I didn't just know that

    I can't believe how quickly it has gone and how much debt we have all cleared (or the fact that since the new thread we are averaging almost a page a day - how we natter ;))
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
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