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The 15k Paper Hat - It could be YOU!!!!!

15556586061190

Comments

  • Hi SH - are you OK hun?

    Wow poor - haven't seen you around for a while. Now I can see it's because you're busy making a massive dent in your debt. Well Done.:T:T:T
    :grin: Save me from spending...
    Sealed Pot Challenge 2008 - £1004:T 2009 - £1139 2010 - £1260 :j 2011 - £1557 2012 - £740 :beer: No 195 Target £1k
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    well its obvious really isnt it....

    diaries is the new debt free wannabe.......
    Wealth is not measured by currency
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    paid only you can decide what to include payment wise where

    I have no idea where I stand on the paperhat challenge now - I am planning to just count again once I am in a job

    yeah I noticed about Friday that we had been moved to diaries - I thought it was strange as to me it is still a challenge but who cares....

    Best of luck starnac with the promotion

    cmon hun vent......
    is the job situ getting to you? :o
    Wealth is not measured by currency
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    starnac wrote: »
    thanks SH i appreciate it

    Starnac -that was really unprofessional the the fella was able to re-submit the application form. He sounds like a right eegit :mad: Hope you get the job!

    PAID - I agree with SavingH. If you want to add it on to the challenge then you should. I didn't add on my Oz tickets or OH's credit card debts but wish I did as it is so motivating seeing the figure go up. Maybe I should do it!

    Well was in Reading this weekend to look at some properties. We saw a 2 bedroom apartment that was gorgeous but right at the top top top of our budget. I think we will go for it though, as it would be somewhere that would be lovely for the baby and we would stay there for a while.

    Am going to ring the GP for an appointment tomorrow as I have had some abdomen and back pain since Friday. It is probably nothing but after what happened to my cousin last week I am a bit more paranoid :(
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi guys - I am fine. Have a second interview tomorrow for what is now a 4.5 day a week job - but unfortunately also with the 0.5 day pay cut... 42 miles each way tho and not a good journey.... Still not sure it would be right to take. Hard to say no tho if I have nothing else to go to... Obviously I still need to be offered it - I have a strange knack of being offered jobs I don;t really want - and not the ones I really do!!!

    Feeling a bit more cheerful again tho - pension refund arrived in my bank account at the start to the week - and with care will cushion us to xmas!!! Even if I don't take/get the job tomorrow!

    I have a couple of other irons back in the fire which always makes me feel better! I think I have got over the run and hide at thought of interviews again!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Wow poor - haven't seen you around for a while. Now I can see it's because you're busy making a massive dent in your debt. Well Done.:T:T:T

    Well hello there Ms Chicken - how are you doing :wave:??? Lovely to see you as always. How is the job going? Thank you for your good wishes - your DFD is not long off I see. :D
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • duchy
    duchy Posts: 19,511 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Xmas Saver!
    We did the NYC Duck tour last month-bit of a tip it's cheaper Mon-Wed.

    I think Top of the Rock is much nicer than ESB too

    I loved Ellis Island-could have spent longer there than we did and the boat trip to get there was fun.
    I Would Rather Climb A Mountain Than Crawl Into A Hole

    MSE Florida wedding .....no problem
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    CMD - Im sure everything will be fine hun. Your body's going through lot of changes and has a lot to get used to, its bound to put up some twinges.....
    Wealth is not measured by currency
  • CAFCGirl wrote: »
    well its obvious really isnt it....

    diaries is the new debt free wannabe.......

    Like black is the new black :T

    Am a bit worried the board is about to go into meltdown - am struggling to see why some things are on the main board and others on here??? It all just seems very confused

    Mind you, as we are a challenge thread but often talk about anything but the challenge... :D
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hi guys - I am fine. Have a second interview tomorrow for what is now a 4.5 day a week job - but unfortunately also with the 0.5 day pay cut... 42 miles each way tho and not a good journey.... Still not sure it would be right to take. Hard to say no tho if I have nothing else to go to... Obviously I still need to be offered it - I have a strange knack of being offered jobs I don;t really want - and not the ones I really do!!!

    Feeling a bit more cheerful again tho - pension refund arrived in my bank account at the start to the week - and with care will cushion us to xmas!!! Even if I don't take/get the job tomorrow!

    I have a couple of other irons back in the fire which always makes me feel better! I think I have got over the run and hide at thought of interviews again!

    Glad you are feeling a bit better :)
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
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