The 15k Paper Hat - It could be YOU!!!!!

poorandindenial

Starnac, that is really shoddy, chances are he was being full of hot air (trying to put you off so you did less well)

CAFC - welcome back!!! I am going to NY for first time in April, what are your top three things to see?? On my list at th moment are Ellis Island, High Walk and the Guggenheim as well as boat trip of some sort (I love a good boat trip)

Now, I have a dilemma...

I have used my credit card to pay for two holidays (one of them being NY), I used it because then I get protection and also it is 0% until April. But I don'y know whether to add this into my total as debt??? My dilemma:

It is debt: it is on a credit card and therefore is debt
It is not debt: I am spending in the same way that I would if I were debt free, the difference being that I am using the 'deferred' payment to put money towards my existing debts rather than into savings

poorandindenial

Oh! we have been moved to diaries, when did that happen???

CAFCGirl

poorandindenial wrote: »

Starnac, that is really shoddy, chances are he was being full of hot air (trying to put you off so you did less well)

CAFC - welcome back!!! I am going to NY for first time in April, what are your top three things to see?? On my list at th moment are Ellis Island, High Walk and the Guggenheim as well as boat trip of some sort (I love a good boat trip)

Now, I have a dilemma...

I have used my credit card to pay for two holidays (one of them being NY), I used it because then I get protection and also it is 0% until April. But I don'y know whether to add this into my total as debt??? My dilemma:

It is debt: it is on a credit card and therefore is debt
It is not debt: I am spending in the same way that I would if I were debt free, the difference being that I am using the 'deferred' payment to put money towards my existing debts rather than into savings

PAID hun I would say my top 3 things are:
Top of the Rock observation desk, glorious views of the park and the empire state, much less crowded than the ESB as well....
Walk across (well half way across) the Brooklyn bridge at dusk....
And then I would say the night bus tour as well, although this was pot luck because we had a great guide.

If you want a good boat tour although it is short go with NYC duck, it takes you aroud the city by road, and then dunks you in the water, its a boat bus, we had a great guide on that, and it was way cool!!! Fu and upbeat rather than the full circle tour which gets a bit boring.

Dont bother with liberty island, just go on the staten island ferry for free and you get the best views....

CAFCGirl

poorandindenial wrote: »

Oh! we have been moved to diaries, when did that happen???

my excuse is i was on holiday, i leave you all in charge and look and what happens!!!!

CAFCGirl

Good morning everyone....

How are we all doing today?
We're aiming to get through all our laundry today and then ive got loads of bits to pack up for posting, managed to make £40 on my ebay listings...... want to try and keep that in my paypal and get to £100 eventually and then its a nice size overpayment.
DH also needs to send out letters to all his creditors to arrange reduced payments for a short term....

poorandindenial

CAFCGirl wrote: »

my excuse is i was on holiday, i leave you all in charge and look and what happens!!!!

LOL - normally we are just talking about handbags, I fear we have plumbed new depths now...

Thank you for the tips for NY, someone else said to me today about the 'top of the rock' thing, in their words 'same views as the empire state building but with the empire state building in them' :j

I did a duck tour in Boston a couple of years ago :T shall be heading there for sure, I hadn't seen that they had one so very happy to heare that they do!

savingholmes

paid only you can decide what to include payment wise where

I have no idea where I stand on the paperhat challenge now - I am planning to just count again once I am in a job

yeah I noticed about Friday that we had been moved to diaries - I thought it was strange as to me it is still a challenge but who cares....

Best of luck starnac with the promotion

poorandindenial

Hi SH - are you OK hun?

starnac

everyone seems to have been moved to diaries. why?? they moved the sealed pot and something else i was reading earlier too. what are they up to??

how are we all?? have we had a nice weekend?

starnac

savingholmes wrote: »

Best of luck starnac with the promotion

thanks SH i appreciate it