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The 15k Paper Hat - It could be YOU!!!!!
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evening how are you, little one and doggie?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
We're all fine thanks SH, hows you and yours?Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
We're okay - except for OH still being chewed out for leaving DD at afterschool club! Had to get a friend to collect her 40-50 mins late!!! I am currently awaiting tea from OH who knows he is well and truly inthe dog house. I broke all speed limits to get home but would still have been an hour late!!!
I was at a 2hr45min interview, test, presentation thing! 40 odd miles away. He tried to say I hadn't told him to which the kids told him how many times I had told him! I screamed and swore in the car - not realising I had forgotten to disconnect! Apparently I practically blew out his eardrum - shame ! not!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Goooooooooooooooooood evening....
Just think if those payments had all gone against my debts, I'd be debt free plus have a nnice little nest egg!!! LOL
CMD How did you get on at docs today? xx
Hi CAFC,
Thanks for asking. The doctor thinks I have a UTI but just at the beginning stages. She was lovely and reassured me what happened to my cousin was rare. She said the pains were the UTI and also the muscles stretching.
Yeah, that would be a nice amount of money for a nest egg, would love itTotal (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Glad you got some reassurance CMD!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Thanks SavingH!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
so glad everything went okay for you at the docs CMD. hope she put your mind to rest (for all of 5mins anyway)
CAFC - hope your soul searching goes okay for you. anything we can help with?? a sounding board? someone to shout at and/or cry with?
savingH - grrr to forgetful OH
hi to everyone else
i'm feeling quite sick tonight. i find out about the interview i went to on friday
tomorrow. they said i'd know by tuesday and tomorrow being tuesday i'm guessing they are going to ring me. i'm really dreading it. i'll be gutted if i don't get it and i dont think it's looking promising. i need a better paid job if we're ever going to pay off our debts and get our own house.
keep your fingers crossed for me pleaseGoals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000 -
so glad everything went okay for you at the docs CMD. hope she put your mind to rest (for all of 5mins anyway)
CAFC - hope your soul searching goes okay for you. anything we can help with?? a sounding board? someone to shout at and/or cry with?
savingH - grrr to forgetful OH
hi to everyone else
i'm feeling quite sick tonight. i find out about the interview i went to on friday
tomorrow. they said i'd know by tuesday and tomorrow being tuesday i'm guessing they are going to ring me. i'm really dreading it. i'll be gutted if i don't get it and i dont think it's looking promising. i need a better paid job if we're ever going to pay off our debts and get our own house.
keep your fingers crossed for me please
My fingers are firmly crossed for you Starnac. Really hope you get the jobTotal (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
thanks CMD. how are you feeling today. do you feel better after seeing the dr?Goals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000
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well i didn't get the promotion at work. however they were very impressed and said i scored exceptionally well. one of the directors now wants to meet with me to discuss my future as they were so impressed (not impressed enough to give me the job though). i'm actually not as gutted as i thought i would be as i did have a bit of good news as well.
hope you all have a good dayGoals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000
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