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The 15k Paper Hat - It could be YOU!!!!!

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  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    It's lovely and warm outside, but I'm doing lot of typing atm and my hands are freezing! Atm, I'm actually warmer outside than inside. :confused:
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • I'm sat here like an old granny with a blanket over my knees, shivering...! I feel really out of sorts this week.... Altho a pension refund came thro this week which should keep us afloat until after xmas!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Yep, feels as though autumn is here to stay!

    Just found out my credit card has been used by a fraudster to buy mobile phones and computers over the internet.:mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad:

    Luckily the bank are going to refund it all (NatWest). They didn't tell me about it though. I only found out when I rang them because my card had stopped working - how annoying is that? Good thing I wasn't travelling and relying on the card.
  • Snow_White wrote: »
    Yep, feels as though autumn is here to stay!

    Just found out my credit card has been used by a fraudster to buy mobile phones and computers over the internet.:mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad:

    Luckily the bank are going to refund it all (NatWest). They didn't tell me about it though. I only found out when I rang them because my card had stopped working - how annoying is that? Good thing I wasn't travelling and relying on the card.

    Wow that is really annoying. My card was cloned last year but they rang me straight away so it wasn't too bad.

    Tirlittan - what did your BF think of your idea with the credit card?

    SavingH - Hope you are feeling okay. Sounds like it might be a cold. I find it really warm this week
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    edited 29 September 2009 at 3:53PM
    Hey CMD, I think I did most of the talking and he just listened, agreeing I think. Was gonna check tonight what he thinks. Only saw him for a bit last night.

    That's very annoying snow white, but at least they are refunding with no hassle.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    hi all.

    snow white that's awful. at least they are going to refund it. i remember once DH bought a canoe - top of the range v. expensive and put it on his cc. he paid, got in the car and 5 mins up the road he got a call from his cc asking him where he was and had he just used his cc as they were concerned about a large transaction. surely if they were that concerned they should have not allowed the payment to go through?? muppets.

    how is everyone today??
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Evening :D
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • Evening dooodle!

    Yeah, I'm really lucky that my bank refunded it straight away, this is the second time it's happened.

    Once they randomly blocked my card immediately after I used it abroad (which I do a lot) and then they rang my parents' house where the card was registered, asking to speak to me. My dad said I was on holiday in South America, but the bank didn't put two and two together and work out it was me using the card. Instead they refused to give my dad any info apart from saying I had been the victim of a crime. Of course I was oblivious to all this and enjoying my hols... My poor dad was worried sick and thought I'd been mugged!

    Muppets indeed. :rotfl:

    Anyway, how's everyone? Is our leader in NYC now?
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Where is everyone today???
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • tirlittan wrote: »
    Where is everyone today???

    Hi!

    I'm here. How are you?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
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