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The 15k Paper Hat - It could be YOU!!!!!

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Comments

  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    sounds like everyone has had a good day today. DD has got a cold and is feeling very sorry for herself. we have had quite a few tears tonight when she was tired. poor baby.

    we're going to register her at the nursery tomorrow so she can go after her birthday. it will do her good to mix with other children as she doesn't get that at home.
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    i have a confession ladies....
    Wealth is not measured by currency
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    spill....


    you know you want to
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    This is totally non-money related but I am feeling the baby moving. It's a mad feeling, like someone is gently flicking me from inside. I didn't expect to feel it at just 18 weeks!

    And now for my confession!!! I booked 2 return tickets to Bruges in Dec so we could see Bruges and the Xmas market! It was very good value (£115 return for both of us). I just want to try and pack in as much as I can before the baby is born as I know money will be tighter and we won't have as much freedom :rolleyes:

    Now spill CAFC!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Aww that is so nice that you can feel the baby - that is really special when it first happens... and a complete and utter pain later ROFL

    I'm jealous over the christmas market so I am saying nothing....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    savingholmes wrote: »
    Aww that is so nice that you can feel the baby - that is really special when it first happens... and a complete and utter pain later ROFL

    I'm jealous over the christmas market so I am saying nothing....

    Yeah, it feels very special. Kind of weird at the moment as it is so low down but I can't wait for proper kicks (will probably regret saying that!)
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    i got tattoed :)



    again
    Wealth is not measured by currency
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    CAFCGirl wrote: »
    i got tattoed :)



    again

    How many tattoos do you have? I didn't even know you had one! What is it of?

    Well I felt guilty about Bruges so I paid another £20 off my credit card. My bank isn't looking too bad this week so I thought another £20 wouldn't be too bad.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    5 now...

    Thanks a special lady....
    I now have in script on the inside of my left wrist saying

    "And this too shall pass"
    Wealth is not measured by currency
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    CAFCGirl wrote: »
    5 now...

    Thanks a special lady....
    I now have in script on the inside of my left wrist saying

    "And this too shall pass"

    Wow SavingH - you are inspiring tat scripts!!! That is amazing! Would love to see a photo of it.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
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