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The 15k Paper Hat - It could be YOU!!!!!

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  • Thanks for all the birthday wishes, the kids had a good time, my mum blew up balloons and did a pass the parcel game for the 3 of them just with little sweets in, we had jelly and ice cream and birthday cake.

    We are back home now, back to the school run tomorrow, luckily OH is off for two days so he can watch DD3 while I take the other 2 to school, my dad is staying over tonight too and is getting the coach back tomorrow, they don't like me driving on my own with the 3 kids as they argue a lot, so my dad comes up by coach and drives up with me and then comes back with me and gets the coach back. Normally they just take DD1 and DD2 in the holidays but I went too this time with DD3.

    Got to seriously start debt busting now, have got my Asda credit card so can activate it tomorrow and do some balance transfers, just got to work out which one(s) to transfer.

    Aw - how nice is your Dad. He sounds like a sweetheart, he really does.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Oops meant to say - no movement with the baby. My Mam arrives tomorrow so maybe it is waiting til then. Lol!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Aw - how nice is your Dad. He sounds like a sweetheart, he really does.

    He is lovely, he loves messing about with the kids, he's a big kid himself.
    Sealed Pot Challenge #016
  • Oops meant to say - no movement with the baby. My Mam arrives tomorrow so maybe it is waiting til then. Lol!

    That is nice that your mum is coming, bet she is excited too.
    Sealed Pot Challenge #016
  • That is nice that your mum is coming, bet she is excited too.

    Yeah, she is very excited about coming. I can't wait to see her myself. My Dad will be over in a couple of weeks then, he can't get the time off work :(
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi tmd glad you had a good birthday

    doodles - glad dd is okay now
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    No new posts in 3 days!!! What's going on ladies? Lets not abandon this thread!

    Anyways, I had that 'lil challenge to get my 4th star by end of this month. As I only need 5 more posts after this one, I think I can manage it! :) Good to have little targets to motivate oneself. ;)
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • Hi Tirlittan

    Hope you get your 4th star soon, can't wait to get my next one.

    Wonder if CMD has had her baby yet? OH's brother and sil had their 7th baby yesterday, a little girl, think OH said it was called Bronte but am not 100% sure, they like Irish names so maybe it is Bronagh or something like that. Think I would have to be locked up if I had that many kids, my 3 drive me mad as it is.
    Sealed Pot Challenge #016
  • Hiya,

    No baby yet :(

    Am fed up and have a horrible head cold just to make things worse.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Hi CMD

    Ooh, come on baby!! Sorry to hear you have a cold, hopefully baby will give you a couple more days to have a rest and get better.
    Sealed Pot Challenge #016
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