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The 15k Paper Hat - It could be YOU!!!!!
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Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Hi Saving and thanks. I could never promote my boring diary that brazenly...:o but it is for me after all,not for others.
Had to meet up with a friend after work.Well,not had to, but missed the last two times she's been over from Paris so wanted to catch up. But when I got home, I went straight to bed with lights out, that's how knackered I'm feeling. Could't sleep though, so lights are back on and I'm going to read my book. Staying in bed though!!! Bought a soup if I fancy eating later, but not much appetite so we'll see.Very unlike me to be off my food though. I guess though if someone would make it for me,it would be a totally different matter...:D:rolleyes:DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Well I feel totally drained. Came home, went to bed, couldn't sleep. Started reading, then bit of MSEing. Ate soup, felt better as haven't had anything proper today. I've decided not to put the alarm on tomorrow and see what time I'll wake up and how I feel. Might not bother to go to work. There'll be someone in tomorrow and she said not to come in if I didn't feel better so that's what I'll do. I'll let my body wake me up when it feels like it.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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HI Tirl - don't know what to wish for for you now - that you are well enough to go to work or that you are not LOL!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
HI Saving. I'm at home.
Woke up about 9, but have been blowing my nose ever since, so I guess really, I'd rather feel better and be at work. Not much to do there anyway so doesn't really matter. Hope I'm feeling ok enough later to spend the last night of this year and beginning of next with my boyfriend. He seems ok enough to just have a quiet one. His best friends live in Stanstead area anyway and we didn't have any big plans anyway as both of us were meant to be working today.
DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Hope your day has been nice and relaxing - hello everyone else - got paid today so paid off some more today - but need to work out what that means with the paperhat challenge - I have lost track! I think I am now on £9226 paid offAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Happy new year all. Well done CMD for reaching the £15k mark. that's a lot to have paid off. hope everyone is well and that 2010 is a good year for all of youGoals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000
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Happy New Year to everyone. I have been offline while OH's. Not had the best Xmas as was stranded in Brussels & have had a dreadful cold ever since. It won't go at all.
Lovely to see you back here Starnac- I missed you !
How are you feeling Tir?
SavingH - hello! How are you?
Am off to amend my sig and when I do I will be under the 11k mark!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
well i went "away" from mse and attempted a total reinvention of myself LOL
but then realised it meant I had no "friends" so Im back again xx
ETA : When I say reinvention i mean username etc, not like i shaved all my hair off and started dressing like a man...Wealth is not measured by currency0 -
clearmydebts wrote: »Lovely to see you back here Starnac- I missed you !
thanks CMD. didn't think anyone would have noticed. i've been on a bit of a downer and didn't want to be bringing anyone else down with me when everyone is doing so well. so i stayed away for a while.
hope your cold is better. maybe get to the doctors if it doesn't clear soon. DD had a cough that wouldnt go and when we took her to the doctors it turned out it was an ear infection that was making her cough. antibiotics later and she's fine.
good luck on getting below the £11k mark.Goals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000
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