What has my partner got to do with it?

BeenieCat

I don't think we should judge, for all we know she was renting a room and then a romance blossomed, but keeping the arrangement as it was due to their relationship not being v. serious.

Angel89_2

:eek:

BeenieCat wrote: »

Hi - just wondering where you get this figure from.

I'm currently unemployed, 24, with one child.

I get no such amount of money!!

It depends on what part of the country you live in.


*In Surrey/London the weekly over 25s single HB rate is £170per week,
if you have 1 kid you are entitled to 2bed rate of £207 per week.

4 x 207 = 828per month paid into your bank.


*Then you get £53per week in child tax credits. x4 = 206per month more into the bank.


*£15 per week council tax benefit for another nice £60 cash per month.


*And then you aslo look for a job.., so you get £64 per week jsa,
which will be another £256 per week,

(I looked and saw that theres a ridculous policy that you only have to apply for 2jobs per week too!!)

Yep you read it correct, not 2jobs per hour like you should be doing, and people who actually want a job do do.
Not even 2per day, which itself would be extremely lazy as it takes a few seconds to email a CV and cover letter to a job vacancy,
so you would only have to spare 10seconds per day! lol

But just apply for 2jobs per week. (just do 2 on monday monring to get them out the way before breakfast, and then you have the whole week and weekend free to relax and enjoy the security of steady guaranteed income).




I havent just invented these numbers either, go on entitled to and do it yourself.

This is just for 1kid too, god knows how many more hundreds of pounds per month they pay you for each additional baby you have.



Copy & paste from entited to





That £340 per week equals a whopping £1,360 tax free per month, every month!!



In cash thats just inder £17,000 pure cash in hand each year.

Which is the equivalent of what you get when you manage to earn £22,600 per year and pay tax on it.

(Not to mention how many hundreds of pounds per month, each month, you would have to spend in travel to work though)

Vicky123

If the relationship isn't very serious then he isnt her partner or am I so very old and out of touch?
I don't mean to judge the original OP more trying to alert her to the fact that it isn't the DWP thats being unreasonable.
Vicky

BeenieCat

For Angel89's benefit by the way, a single parent one child, aged 24

All income including housing and council tax benefit, income support, child tax credit & child benefit

= £10,795

So tell me where they pay £23k and i'll pack my suitcase

BeenieCat

On JSA you need to confirm a minimum of 3 steps you have taken per week to find work.

Oldernotwiser

NASA wrote: »

Doesnt registering as a landlord impose a legal responsibility?

Yes, like paying tax on the rent! I wonder if the OP's partner (!) would be keen on that?

McKneff

Angel89 wrote: »

Btw do you want me to tell you how you can LEGALLY get the benefits though, while still living in the same flat as him...?? :A

No, No, No, for gods sake dont encourage them:mad:

Angel89_2

Oldernotwiser wrote: »

Yes, like paying tax on the rent! I wonder if the OP's partner (!) would be keen on that?

Your wrong again actually.

There is tax to be paid on the rent, but only amounts over £4,600.

All rent less then that is tax free and doesnt have to be even declared as income. (check shelter.org and direct.gov)

(Government's rent-a-room scheme)


And the Guy could EASILY benefit over the loss of tax by being smart and just offset what he would lose in tax by charging her a very high rent.


Once again, dont mention morals because money and morals are just totally seperate things, and you ahve to accept that.

The ONLY thing that means anything whatsoever is the law and whether its legal or illegal.



*So LEGALLY she wull be entitled to £828 per mont for rent. (can get £15 per week to keep even if rent isnt that high).

*LEGALLY he can charge her whatever rent he wants, as long as shes willing to agree to it.

*The total rent may be £1,000 per month, he offers her 1bedroom for £760 per month on the tenancy agreement, she accepts,
and will still get £828 per month as she can get £15 per week over-pay.
(which she can easily just give to him as just give cash in his hand every week when to cover the bills)


So now he is only paying £170 per month rent instead of however many hundreds he was paying before.

And so the saving he makes there far outweight the tax he has to pay on the money he recieves over the £4,600 mark.

Angel89_2

BeenieCat wrote: »

On JSA you need to confirm a minimum of 3 steps you have taken per week to find work.

Yep i claimed JSA myself for a few weeks,
and so the steps you take and show are-

1. I looked on the jobcentre website for jobs.

2. I looked on a job vacnices website for jobs.

3. I looked through my local paper for jobs.



I personally think its ridiculous that its 2jobs per week you are expected to apply for,
not 2per hour,
but the government dont care what i or anyone else thinks about anything so i dont waste my time trying to get them to. :rolleyes:


I just accept that they dont care what my views about it are, and arent going to change it to 2per hour just because i think thats what it should be,
so i i instead just accept the system for how it is set by them, and then workout the best way that i can live while keeping within the rules of that and not breaking any laws. :A

BeenieCat

Angel, realistically they can't really "police" it though. They can't babysit everyone who is on JSA, they're clearly overworked as it is