The ultimate incentive proposed! Buying a house, a wedding, and staying debt free.

Dinah93

Dooyoo is working again.

Tete_en_l'Air

Thanks for the link Cinny, will see if they have it!

Dinah - your SOA's impossible. I guess the holiday fund also includes trips to Ireland? When's the gym subscription up? I guess you have to really wait until then and until you've sold the car so you can do a new SOA as everything seems pretty immovable at the moment.

ETA - yay, got my dooyoo points back!

Dinah93

I know its impossible - thats why I never did one! And why I have now lost control. really hoping NIM can do a better job.

Yes holidays include trips to Ireland, which cost us about £100-£200 a time.

Last gym payment will be February, and I can't wait!

Tete_en_l'Air

Is there no way you can cut the contract short? Even if you have to pay a cancellation fee it might be cheaper than paying every month til Feb?

Dinah93

I don't think so, but doesn't hurt to ask.

Rosie:

Greaty achievements!

Cinny91

Dinah93 wrote: »

I don't think so, but doesn't hurt to ask.

If you don't ask you don't get! ect ect

It's worth a try.

My noggin has turned into smush trying to think of ways you could cut back, or places to save money but I can't see a thing! Other than suggesting you live with your parents forever and don't move out...

Dinah93

Politely, I dislike that suggestion! I love my parents but another 12-18 months is long enough!

wendz86

CMD so sorry to hear about your cousin, must be really hard for all of you.

Dinah - the gym was first thing that came to my mind at least that will give you an extra 100 a month but you have already thought of that. Coudl you free a little bit of money up from the savers.

clearmydebts

Thanks Dinah, Cinny, Tete and Wendz,

We are still waiting to hear what happened. They are devastated. It just really upset me because when you first see the baby at the 12 week scan you form such a bond with them. And then when they start kicking it makes it so realistic.

It will be very hard for her as myself and another cousin are due at the same time. She has a good strong family behind her so they will take care of her.

Thanks again, it means a lot