Cheaper car insurance for 19 yr old male

-chris-

well I guess I'm just going to have to pay £1800 with ecar insurance, which is the cheapest I've found. Thanks for your help guys:beer:

credit_crunch_victim

i have been getting loads of quotes for my son
the best came out at 1050-00 tpft on a fiesta zetec 1.25
he will be the owner main driver and reg keeper but with my wife as a named driver
quotes were through compare the market.com

-chris-

credit_crunch_victim wrote: »

i have been getting loads of quotes for my son
the best came out at 1050-00 tpft on a fiesta zetec 1.25
he will be the owner main driver and reg keeper but with my wife as a named driver
quotes were through compare the market.com

thats really good;)

I have tried compare the market but it was saying that ecar was cheapest at £1716.

AdrianHi

Tried Direct Line?

bhavinshah

Try the Endsleigh Student Bonus Accelerator. Find it on the Endsleigh website.

It gives you one year no claims after 6 months, assuming you stick with them for the next 12 months. After that (18 months), they give you a 2 year no claims certificate

terryya

Try adding your mum or girlfriend on as a named driver as that can lower the premium. Presumably because they think that they'll be driving sometimes and are a lower risk.

dacouch

bhavinshah wrote: »

Try the Endsleigh Student Bonus Accelerator. Find it on the Endsleigh website.

It gives you one year no claims after 6 months, assuming you stick with them for the next 12 months. After that (18 months), they give you a 2 year no claims certificate

And ties you to Endsleigh

bhavinshah

dacouch wrote: »

And ties you to Endsleigh

No it doesn't. Only after the initial 6 months. After the full 18 months they give you the 2 year no claims certificate and you can go wherever you like.

The person who started the thread said he would like to build up his NCD and this is an ideal method.

"In the unlikely event that you choose to leave us after 18 months we will issue you with proof of the 2 years no claims discount earned with us." Source

dacouch

So you are tied to them for the first renewal.

There are virtually no other companies that will accept the 6 months no claims bonus as a years no claims bonus. There are companies (Not all) who will accept the 18 months no claims bonus.

For a lot of people it can bet better simply taking out a normal twelve month policy and then they can shop around with the entire market (That covers young drivers) at each renewal. I grant you the bonus accelorator policies can save some people money, however it is important to factor in any potential pitfalls

flyingscotno1

-/chris-/ wrote: »

thats really good;)

I have tried compare the market but it was saying that ecar was cheapest at £1716.

Is that TPFT though or is that comprehensive? Seems steep for TPFT for a clean history.