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A Payment A Day Part 5

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  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    SueP19 wrote: »
    Did I hear Jam tarts.................plum jam.......................yummy

    I thought we were all meant to be on a diet on here?!! :confused::rotfl:
    I'm on a mission (from tomorrow :D) - Christmas Party Season is only around the corner!
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Right, people of PAD, I need your help.

    I have a laptop which I use for internetting as Mr Fresian is too busy most of the time with killing the zombie hoards to give me my precious internet.

    It's old.

    I don't mean it's a year old and I want a new one, I think the internet was only accessed by boffins when this thing was new. I once time it from turning on to being able to load MSE (My homepage!) and it takes on average 7-12 minutes. I can't take it anymore and am about to buy a shiny laptop. Ideally this one. I can choose to have it in purple and it's lovely and I want it.

    *breathes*

    Can I afford it? Sort of is the answer to that. Read on if you dare:

    By the time I spec it as I wish (Keeping it essentially the same as the basic lapto but making the case and mouse purple :o) it will cost less than £400. I have two options: Buy Now Pay September 2010 or pay on my credit card and take the interest hit.

    1. Buy Now Pay September 2010. Tempting, but you get charged £49 for doing this, and if I don't have the funds to pay it then it's a whopping 29.9% APR. Yikes.

    2. Pay on my credit card. I have over £100 in my instant access savings account and could add another £50 at least by the end of the month. I am working for 5-6 hours on the bank holiday so double time making about £21 per hour (Woo!) so could put this towards the laptop then PAD my little *ss off to clear £400 in two months (3 max) and I still think that would be less than £49 admin charge.

    What do you think?

    I really want one *stamps feet* but I don't want to jump into anything I can't afford. Oh yeah, and I can only get the lovely purple one on this deal until the 26th. Nothing like pressure.

    Answers on a postcard to:
    flying_fresian
    Fresian Towers
    Edinburgh
    M00 MIN
  • Methinks you're conflicted Angelic :D

    :rotfl::rotfl::rotfl:
    macgirl wrote: »
    I thought we were all meant to be on a diet on here?!! :confused::rotfl:
    I'm on a mission (from tomorrow :D) - Christmas Party Season is only around the corner!

    Er speak for yourself :D Christmas :eek::eek::eek::rotfl:
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • Right, people of PAD, I need your help.

    I have a laptop which I use for internetting as Mr Fresian is too busy most of the time with killing the zombie hoards to give me my precious internet.

    It's old.

    I don't mean it's a year old and I want a new one, I think the internet was only accessed by boffins when this thing was new. I once time it from turning on to being able to load MSE (My homepage!) and it takes on average 7-12 minutes. I can't take it anymore and am about to buy a shiny laptop. Ideally this one. I can choose to have it in purple and it's lovely and I want it.

    *breathes*

    Can I afford it? Sort of is the answer to that. Read on if you dare:

    By the time I spec it as I wish (Keeping it essentially the same as the basic lapto but making the case and mouse purple :o) it will cost less than £400. I have two options: Buy Now Pay September 2010 or pay on my credit card and take the interest hit.

    1. Buy Now Pay September 2010. Tempting, but you get charged £49 for doing this, and if I don't have the funds to pay it then it's a whopping 29.9% APR. Yikes.

    2. Pay on my credit card. I have over £100 in my instant access savings account and could add another £50 at least by the end of the month. I am working for 5-6 hours on the bank holiday so double time making about £21 per hour (Woo!) so could put this towards the laptop then PAD my little *ss off to clear £400 in two months (3 max) and I still think that would be less than £49 admin charge.

    What do you think?

    I really want one *stamps feet* but I don't want to jump into anything I can't afford. Oh yeah, and I can only get the lovely purple one on this deal until the 26th. Nothing like pressure.

    Answers on a postcard to:
    flying_fresian
    Fresian Towers
    Edinburgh

    M00 MIN

    Hi FF I didn't realise they charged anything for Buy now pay later??? Only if you don't pay by the due date. If they do I think I'd be tempted to pay on my card if you know you can definitely pay it back asap. hope that helps a bit
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • Double_Trouble
    Double_Trouble Posts: 4,375 Forumite
    edited 23 August 2009 at 11:09PM
    Right, people of PAD, I need your help.

    I have a laptop which I use for internetting as Mr Fresian is too busy most of the time with killing the zombie hoards to give me my precious internet.

    It's old.

    I don't mean it's a year old and I want a new one, I think the internet was only accessed by boffins when this thing was new. I once time it from turning on to being able to load MSE (My homepage!) and it takes on average 7-12 minutes. I can't take it anymore and am about to buy a shiny laptop. Ideally this one. I can choose to have it in purple and it's lovely and I want it.

    *breathes*

    Can I afford it? Sort of is the answer to that. Read on if you dare:

    By the time I spec it as I wish (Keeping it essentially the same as the basic lapto but making the case and mouse purple :o) it will cost less than £400. I have two options: Buy Now Pay September 2010 or pay on my credit card and take the interest hit.

    1. Buy Now Pay September 2010. Tempting, but you get charged £49 for doing this, and if I don't have the funds to pay it then it's a whopping 29.9% APR. Yikes.

    2. Pay on my credit card. I have over £100 in my instant access savings account and could add another £50 at least by the end of the month. I am working for 5-6 hours on the bank holiday so double time making about £21 per hour (Woo!) so could put this towards the laptop then PAD my little *ss off to clear £400 in two months (3 max) and I still think that would be less than £49 admin charge.

    What do you think?

    I really want one *stamps feet* but I don't want to jump into anything I can't afford. Oh yeah, and I can only get the lovely purple one on this deal until the 26th. Nothing like pressure.

    Answers on a postcard to:
    flying_fresian
    Fresian Towers
    Edinburgh
    M00 MIN

    Its purple what can I say you have to have it I vote for the CC

    I am known as the purple lady in Uganda:rotfl:

    DTxx

    OOh its passion purple even better i have a dell inspiron few years old now but has been great
  • macgirl wrote: »
    I thought we were all meant to be on a diet on here?!! :confused::rotfl:
    I'm on a mission (from tomorrow :D) - Christmas Party Season is only around the corner!

    Wash your mouth out :naughty:

    DTxx
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :rotfl::rotfl::rotfl:
    Er speak for yourself :D Christmas :eek::eek::eek::rotfl:

    4 Months on Tuesday Green! Our work's do has been booked for months!!!:rotfl:
  • Wash your mouth out :naughty:

    DTxx


    Too right DT:T:T:rotfl:
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • macgirl wrote: »
    4 Months on Tuesday Green! Our work's do has been booked for months!!!:rotfl:

    No no no no no :confused: My birthday is 3 weeks time and thats as far into the future as I'm going :D
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Wash your mouth out :naughty:

    DTxx

    The truth hurts!:D:rotfl:

    PS Fact Fans! - Today has been by far and away the BEST Sunday of the month for PADs - and it ain't over yet!!!
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