A Payment A Day Part 5

Paulgonnabedebtfree

Buffythedebtslayer wrote: »

My monthly payments went out today

448 to the loan and 300 to the CC. Do these count as PAD or are we only counting extra payments?

xxxx

I count them all. Not everyone does though. I can't see Jo leaving those uncounted .
Go on Jo. Grab them before she changes her mind.

clearing_out_my_pockets

The eye thing isn't that interesting really. We've recently moved house and I'm used to taps that TURN on and off. I now have a mixer with a lever and as I was leaning forward doing my teeth, I forgot about the tap.

I'm more surprised that having been there a month I haven't hit my head on the roof slope in my bedroom yet - even when I was a little bit merry at the weekend!

PigginSkint

Hi All

Today's PAD is 87p to Evil Egg (tomorrow's PAD will be better I promise!)

I have decided to have a bit of fun (if that is the right word) with my PADs - I am matching up my PADs with individual items on my Egg card account. So 87p is the pence part of a payment I made in Sainsbury's while on holiday! When I get extra bits of money in to use for PADding (e.g. tomorrow's will consist of my latest pay out from free scratchcards) I will deduct that from an item on my statement (I copy all of my Egg statements to a spreadsheet so I can colour code and make notes and calculations to my heart's content!)

So if anyone wonders about the odd amounts I am paying, that's why!

bigbeff

PigginSkint wrote: »

Hi All

Today's PAD is 87p to Evil Egg (tomorrow's PAD will be better I promise!)

I have decided to have a bit of fun (if that is the right word) with my PADs - I am matching up my PADs with individual items on my Egg card account. So 87p is the pence part of a payment I made in Sainsbury's while on holiday! When I get extra bits of money in to use for PADding (e.g. tomorrow's will consist of my latest pay out from free scratchcards) I will deduct that from an item on my statement (I copy all of my Egg statements to a spreadsheet so I can colour code and make notes and calculations to my heart's content!)

So if anyone wonders about the odd amounts I am paying, that's why!

Wow you are obsessed!!! seems a longwinded way....but if it works!

too_much_debt

Hi

I've been a bit slack with the PAD's but hopefully can get back on track. Paid £10 yesterday from 20ps I had saved and today £45 from Gold I sold, so am quite pleased, still got a long way to go to be debt free but hopefully can start making a payment EVERY day and not just willy nilly.

TMD

helen_jelly

Hi everyone

Haven'y caught up yet so will do later

My pad for today is £3.97

Helen x

SueP19

Buffythedebtslayer wrote: »

Thank you FF , I will leave it up to Jo to decide, I shall leave them in Black instead of colour. Do you count your monthly payments?

xxxx

Hi Buffy
I PAD the part that will reduce the debt...............so my regular loan payment PAD is the capital part ( curtesy of snowball) not the interest bit:j

jo41

Paulgonnabedebtfree wrote: »

I count them all. Not everyone does though. I can't see Jo leaving those uncounted .
Go on Jo. Grab them before she changes her mind.

Already done mate, already done! :rotfl:

jo41

Hello again, just letting you know my PAD today is £30. Thats fifteen quid each to visa and the overdraft.
Jo x

Double_Trouble

Paulgonnabedebtfree wrote: »

Some mixed feelings there I imagine DT?
I've only just cottoned on to your user name. You have twins I assume (quick aren't I?).

Very strange to have a quiet house

Very quick Paul

I have two sets 4 and 18.

DTxx