A Payment A Day Part 5

mooomin

Buffythedebtslayer wrote: »

Thank you FF , I will leave it up to Jo to decide, I shall leave them in Black instead of colour. Do you count your monthly payments?

xxxx

I don't count mine as I have a spreadsheet which has my PAD amounts and my normal loan payments in separate columns. That's the only reason though!

I think if I included minimums I would not PAD on those days. I don't know if that makes sense though :rotfl:

macgirl

Buffythedebtslayer wrote: »

Thank you FF , I will leave it up to Jo to decide, I shall leave them in Black instead of colour. Do you count your monthly payments?

xxxx

Hi Buffy
I count my payments too - like FF said - it's up to you!!

macgirl

WOW Sashanut!!!
:T:T:TThat is a FANTASTIC PAD!!!:T:T:T
Well done on the debtbusting - no wonder you're over the moon:j

EDIT: Bet Jo will be too!:D

dankosheemo

:hello: Hey everyone!

There appears to be many quiet households around the UK at the moment as the kids go back to school! Brews all round if anyone fancies one as I've just brewed up?

That's a HUGE payment sashanut! Well done you! :T I cannae quite stretch to that... :rotfl:
£1.90 to the Cosmotini mug for me please Jo! All courtesy of OHs car :rotfl: :rotfl: He's stipping down his MK1 Golf ready for a paint job and it's made it's way in to the spare room... So far we have: the back seats, door panels, x2 doors, x1 boot lid, a parcel shelf and the back bumper... :rolleyes:

I'm just watching Jeremey Kyle - OMG! :rotfl: King of the Chavs! :rotfl:

Have a great day people!
xx

njk0327

Another £15 for me today, so far so good for a debt free Christmas. I've worked out our budget and i can just about do it though its very tight. Think i may have to ebay everything that isn't nailed down just in case any think crops up. With 2 kids in the house something will crop up before Christmas, lol.
Thats the other thing Christmas for us is soo expensive we buy for 16 kids before the adults though the adults who have kids we don't buy if that makes sense??
I have £140 of vouchers saved towards presents from surveys etc and hoping to get at least another £50 before Christmas. Though haven't saved anything towards food/ booze budget.
But oh well one day at a time right?

clearing_out_my_pockets

Morning all - it's not been a very good start to today. They say that bad things happen in threes, so fingers crossed I should be ok now. Woke up with a nose bleed at 5am, then poked myself in the eye with my tap (don't ask) and got soaked on the way in to work and my hair goes frizzy when it gets wet... Oh well - holiday soon. And technically we're not supposed to get access to the apartment until 3, but I phoned the caretaker today and they said they'll let us in at 2!

Back on topic, my PaD today is made up of £7.05 cheque from those people who buy your old mobiles, 41p to my small change tin, 61p to round down the bank account and £5 to my credit card. Today's total £13.07

debt_obsessed

Morning all,

Well payments come out today and I will also add a very small extra to my F&F fund at home so payment for me today is £1002.00 :j

Enjoy the rainy miserable day

jo41

macgirl wrote: »

Morning All :hello:

Nice first day total Jo! :T Thanks
Sorry to put a spanner in the works - but I can only PAD £1 today
Am scratching and going to Ebay so will hopefully increase that later this week!

Have a god day everyone x

Don't worry mac it all counts! Every penny:D

angelicmary85

dankosheemo wrote: »

Hope you got everything sorted angelic

I've asked them to suspend my account so my interest rate can't increase but they won't reduce the ridiculous rate because I can still afford the payments :rotfl: Only another 2k to pay off... :whistle:
xx

Well they've said that my promo rate will stay the same...keep your fingers crossed for me!!

Paulgonnabedebtfree wrote: »

That's about what it takes with Abbey. The cheques I deposited on the Sunday were not available until the Tuesday week (normally Monday week but took longer due to bank holiday)

Ah right, I mis-understood what you meant...I thought it was taking 4 days to clear instead of 5. [/QUOTE]

jo41

Buffythedebtslayer wrote: »

My monthly payments went out today

448 to the loan and 300 to the CC. Do these count as PAD or are we only counting extra payments?

xxxx

Yes please, all payments gratefully accepted :D