A Payment A Day Part 5

helen_jelly

lemma1968 wrote: »

Fab total everyone.

My PaD is £344 to VAT. I am now 100% up to date by the date it is actually due for the first time in ages. :j:j:j:j

WELL DONE

Helen x

helen_jelly

angelicmary85 wrote: »

I'm assuming you never went for the saving stamps option then! Not gloating or anything (honestly, I'm not!!) but come Jamuary I'll just hand over my stamps and that'll be it. It's not to everyone's liking but I love my stamps!

Me too lol

Helen x

helen_jelly

JulieK1313 wrote: »

A fabulous £134.91 to my evil monument card - it is now completely paid off - hoo-ray :beer:

Card to be canceled as soon as I can confirm the payments have gone through.

Hmm which beastie to clear next? Will redo my snowball calculator to see.

Hope everyone has a fab bank holiday weekend.

Well done

Helen x

Wishes she could find multi quote!!!

helen_jelly

And she's just found multi quote!!

Helen x

PS - GREENBYNATURE - gorgeous dog

Nicki_Kernow

Aftnoon

£48.94 for my PAD today

mswan

Hi all £2.20 today

Thisisforthekids

Sorry to hear about you being scammed angelic, we will fight them in the trenches, we will fight them in the field!!!:rotfl:, do all you can get that money back and keep us all posted.

Right I have a dilema, I should probably ask this elsewhere but I trust you guys!!;).

Oh what to do, I have about £2000 left on my Barclaycard, (my 0% is only on about £400 of this) should be about £1250 in the next few weeks as waiting on a couple of payments, I also have an overdraft of about £1200 that I am constantly in. I want to get rid of this overdraft, what I would like to do is to apply for a play.com card which seems the best balance transfer deal as it only has a 1.5% fee for 6 months, think virgin are doing a fee free one but already have a virgin card, then I would like to put my remaining Barclaycard balance and my overdraft on this, I am then very confident I could pay this off within 6 Months.

Im worried on a few counts, what if they dont give me enough of a limit?, and also dont want to feel downhearted at the fact that ive really bashed my barclaycard and its going down rapidly and I would then have a new card with a higher balance on it, stupid I know as i would still have paid off as much!! also should i do this now or wait till my barclaycard balance is £1250ish in the next few weeks?

Your very valued thoughts please?

Buffythedebtslayer

Paid 18 pounds to tCC and 20 pounds to H CC

so a total of 38 pounds to cover padding till tuesday

My bank doesn't like me on bank holidays!!

Double_Trouble

Thisisforthekids wrote: »

Sorry to hear about you being scammed angelic, we will fight them in the trenches, we will fight them in the field!!!:rotfl:, do all you can get that money back and keep us all posted.

Right I have a dilema, I should probably ask this elsewhere but I trust you guys!!;).

Oh what to do, I have about £2000 left on my Barclaycard, (my 0% is only on about £400 of this) should be about £1250 in the next few weeks as waiting on a couple of payments, I also have an overdraft of about £1200 that I am constantly in. I want to get rid of this overdraft, what I would like to do is to apply for a play.com card which seems the best balance transfer deal as it only has a 1.5% fee for 6 months, think virgin are doing a fee free one but already have a virgin card, then I would like to put my remaining Barclaycard balance and my overdraft on this, I am then very confident I could pay this off within 6 Months.

Im worried on a few counts, what if they dont give me enough of a limit?, and also dont want to feel downhearted at the fact that ive really bashed my barclaycard and its going down rapidly and I would then have a new card with a higher balance on it, stupid I know as i would still have paid off as much!! also should i do this now or wait till my barclaycard balance is £1250ish in the next few weeks?

Your very valued thoughts please?

First thing I would do is apply for the card see what the limit is and make your decision from there. Whether it is worth doing depends on the rate you are paying on your barclaycard and your overdraft but it is probably your best option.

As for having a higher balance on your card at least all your payments will be clearing your debt so the new card will come down quicker.

DTxx

Sassers

Hello everyone - just checking in for the weekend. This is my first PAD but I have just secured a new job whhhooooo hhoooooo! So this week £26 off the BT bill. (it was winnings from a betting shop mystery shop lol :wave: I love double bubble offset MSE-ing!