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A Payment A Day Part 5
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A found 5p from me . . .
Swooped in on an abandoned copy of the Standard on the bus home & there was 5p lurking underneath !
I am also on the sick list - sore throat, headache, earache & the sniffles here . . . Nasty !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!DFW NERD# 1175Proud Member of Sealed Pot Challenge #5 ~ 1479 cashless_wonder~*DEBT FREE & LOVING IT*~0 -
Hello!
A second day-before-payday pad of £16.15 please, as I didn't find anything worth 'grabbing' :rolleyes:
xxThs signature is out of date because I'm too lazy to update it...0 -
HeyPaid £6.19 to evil MBNA today
Buddiebabe xDEBT OUTSTANDING 23.04.17 £16802.970 -
Hi All
Feeling very rough today - full of cold - so I think I will spending tomorrow at home!
Today's PAD is £2.29 to Evil EggPigginSkint's debt free diary
DFW Nerd 1049 Amazon Sellers Club member 54
Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
Total credit cards: 30/4/17 £25971.91 :eek:
Total non-mortgage debt: 30/4/17 £32876.49 :eek:0 -
mumofthreemonkies83 wrote: »Hi guys
Lurker here whos having a bad time of it, im assuming the G&T was for me Angelic :shhh: :rotfl:
PS Massive thanks Mary and Jo for the PM's xxxxx
Yeah it was for you...I don't like gin & tonic so decided to offer it to you but I'm sorry to say that I think tomtom got in there first!
Tell you p**ck of an ex to stay in Cyprus...tell him the padders won't have you upset anymore & will be after him with the harvest tools from our farms :eek: :rotfl:Paulgonnabedebtfree wrote: »Sorry to say that there is some fairly new debt from recent weeks that I haven't factored in yet because it's on a couple of cards that I haven't used in ages. It was my intention to pay them off as soon as the bills come in which is why I haven't "declared" them on here.
I'm not complaining. I now have the tools to make greater inroads into my debt over the next few years. Big tax bills loom on the horizon which makes me a bit nervous. However, I have generally slashed my spending by hundreds of pounds a month and there is still room for more. It's taken me since the start of the year to get organised and sustain new habits. Still room for improvement though.
Am I really the only nutter on here who feels happy because they have a meal of pasta, tinned tomatoes, and peas - followed by an apple and an orange for pudding?. Not worked it out but I reckon that's a filling, reasonably healthy meal for not much over a quid.
There's a huge difference between 'good' and 'bad' debt and you seem to have your plan worked out so even if it just goes up a wee bit for a wee while, I'm sure you'll know how to sort it!
As for the tax bill...not really sure how these things work but could you maybe put a wee bit aside each week/month to help pay it when it comes in? I know it's easier said than done though...I'm trying to save 20p's to put towards extra payments for my car loan. I know 20p's won't make a huge difference on their own so I wanted to clear my cc debt by April or May then save what I would have padded and build it up over a year or so then pay it off 2years early...but the best laid plans always go to pot in my house :rolleyes: (but I do have £16 in 20p's! :T)
Not so sure about the peas...Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
Aim for 2011 - pay off car loan £260.00 saved
Nerd No. 1173! :j
Made by God...Improved by the The Devil0 -
mumofthreemonkies83 wrote: »Hi guys
Lurker here whos having a bad time of it, im assuming the G&T was for me Angelic :shhh: :rotfl:
I think maybe someone up there doesnt like me, sent off the divorce papers on Sunday and got them back today with written comments about everything id missed
Apparently I need to give details and dates of "occasions" when soon to be -oh has been a pr*ck, me thinks that might take some writing out :rolleyes:
Decided to reprint the first page as there was also an error on the place of marriage and the darn printer kept repeating in its bloody robot voice, the paper has jammed, please clear the paper jam :mad::mad::mad:
Also forgot to inclose the marriage certificate, but have sorted it all now and its ready to go back again tomorrow, hopefully its clear cut from then on
Oh and to top it all off I didnt get paid at all this week and I have debits going out on Sunday..... arrggghh what a week!
Oh and the soon to be ex oh is struggling to cope and has decided he NEEDS to get away to Cyprus for a while where his sister lives leaving me quite literally holding the babies :rolleyes:
Kids of course are all off school and running me ragged, its a blessing really, im so tired by bedtime I dont have time for insomnia
Roll on a new routine that hopefully leaves me a little time for R&R
Big hugs to you too, Beautyand the beast. xxx
No idea why the farm wont load to whoever asked (so sorry im rubbish with remembering anything) but mine does that when the pc is having a lazy day, very annoying :mad:
Hugs to all who need them and congrats to the bingo winners, send me some good fortune please :beer: that way I can get back to padding *keeping on topic*;)
Mumof4 xx
PS Massive thanks Mary and Jo for the PM's xxxxx
Sorry you're having a pants time Mumof4, I hope things settle doen for you soon. :mad::mad::mad: at soon to be eh-oh!!!!!
(((hugs)))
Sx'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
oh no! i didn't mean to pinch your g&t, mumof4
so sorry things are rough at the moment xx
thinking of all our poorly people, too, and hugs to beauty - i agree that letting it all out is a good thing if you can.
friday tomorrow, peeps! :jMortgage free as of 11/11/15 !
:Anow... to start some serious saving :A
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Mumof4 - i'm really sorry, i didn't realise you were going through such a carp time. I hope you're getting support from friends and family. You know they'll always be plenty of virtual hugs and love on here for you :smileyhea and no doubt on fb too. Take care hun xxxOne step at a time0
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£25.30 today from me.0
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