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A Payment A Day Part 5

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  • pippo
    pippo Posts: 3,891 Forumite
    Part of the Furniture Combo Breaker
    hi all, been away not good had loss in the family (hence M&S bill hiked up!)
    today pad

    next £40.72

    Feel very sad and trying not to cry :cry:
    Aww beauty .. a few dodgy hugs for you hun :grouphug:
    Pip
  • boysma
    boysma Posts: 828 Forumite
    Hi guys

    Lurker here whos having a bad time of it, im assuming the G&T was for me Angelic :shhh: :rotfl:


    Mumof4 xx

    Very sorry to hear you are having a bad tiime of it Mum of 4:A
    Payment A Day £15 (started 17/5/14) :j
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    Hi, sorry to sound like a thick northerner but how is the bingo stuff free? You need to deposit don't you? I've read all the guides again and again and I just can't seem to get it!! And all this stuff about don't use the bonus (?) If anyone has anything they can pm to me it would be good. I registered a while ago with Jackpot Kings i think it was called, and one for the local paper. Can't register for bingopoints as it thinks I'm already registered but I can't remember, and they don't reply to emails.
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    Also, when I did my measly PAD earlier I forgot about the last few days so:-

    Monday £235 Provident- that's one gone, and one left
    Tuesday £3.60 - discount on hair cut - to CC's
    Wednesday 87p to change jar

    Which I think makes a total of £239.47
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • pippo
    pippo Posts: 3,891 Forumite
    Part of the Furniture Combo Breaker
    Hi Paul,
    understand where you are coming from as oh is self employed too.. need that extra cover etc.. thanks for the reminder re computer bits for tax .. we needed a new modem/router last week and I forgot about the tax relief!.. off to 'process' receipt into business!!

    Enjoy your healthy. nutritious & inexpensive dinner!
    pip
    x
  • pippo
    pippo Posts: 3,891 Forumite
    Part of the Furniture Combo Breaker
    Hi, sorry to sound like a thick northerner but how is the bingo stuff free? You need to deposit don't you? I've read all the guides again and again and I just can't seem to get it!! And all this stuff about don't use the bonus (?) If anyone has anything they can pm to me it would be good. I registered a while ago with Jackpot Kings i think it was called, and one for the local paper. Can't register for bingopoints as it thinks I'm already registered but I can't remember, and they don't reply to emails.
    Gillian, I'm a thick northerner too, but I've managed free scratchies for a year or so now...
    a quick search on here should tell you all you need to know..

    Yes you do need to deposit, usually £10, to get started, but as long as you don't gamble and just play your daily free scratch cards you don't loose that.. you can wthdraw the £10 as soon as you've scratched once and won, even if it is only 10p
    The 10ps mount up until you have another £10 to withdraw.

    Hope this makes some sense.

    pip
    x
    ps, don't deposit with a cc as they may charge for a cash withdrawal.
  • pippo
    pippo Posts: 3,891 Forumite
    Part of the Furniture Combo Breaker
    omg I've been going on a bit & forgotten my own PAD

    £100.29 please purple.. (sorry that seems like pink!)

    Pipx
    PS who wanted the G&T?
    th_gin_and_tonic.jpg
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Sorry to hear of the debt increase Paul.
    I agree about the Protected NCB, you'll save a packet with that.
    As for the holiday, at the time you really did need that. Sometimes it is false economy to not have one as without your health (mental and physical), work becomes tough and then grinds to a halt.
    Enjoy your dinner!
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    I found 2p today. so my PAD today is 2p
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • Silaqui
    Silaqui Posts: 2,778 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Cheers for that Mac, I already do the free scratchies on little woods :) I'll have a look at that thread, thank you x
    Ths signature is out of date because I'm too lazy to update it... :o
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